Benton County property record for 5093 2nd St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,374 sqft · built 1900 |
| Lot Size | 15.4 acres (672,566 sqft) |
| Owner | Company Name on Record |
| Last Sale | $500,000 (Apr 2025) |
| Tax Bill | $2,190 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09.01300.00 |
| Primary APN | 09.01300.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,374 sqft Living Area |
| 1st Floor Area | 1,006 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 672,566 sqft (15.4 acres) |
| Pole Barn | 864 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5093 2ND ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-34 TWP-036 RANGE-030 LAMPRECHT FARM LOT-001 BLOCK-001 15.44 AC EXC PART LYING ELY & SLY OF FOLL LINE: COMM AT NE COR TH |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 34 |
| Legal Subdivision | LAMPRECHT FARM |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | MINDEN |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 20300 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6992 27TH ST SE, SAINT CLOUD, MN 56304-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2025 · Amount on Record |
| Deed Sale | Apr 7, 2025 · Amount on Record |
| Prior Sale | Nov 16, 2011 · Amount on Record |
| Deed Document Number | 2025476767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 5093 2ND ST SE, SAINT CLOUD, MN 56304-9797 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5093 2ND ST SE, SAINT CLOUD, MN 56304-9797 |
| Document Number | 0000454452 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 454452 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 16, 2041 |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| County Subdivision | Minden Township |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,190.00 (+4.99%) Homeowner's exemption | $260,200 (+3.91%) Land $94,300 Building $165,900 | $260,200 (+3.91%) Land $94,300 Building $165,900 |
| 2025 | $2,086.00 (+1.66%) Homeowner's exemption | $250,400 (+3.17%) Land $88,300 Building $162,100 | $250,400 (+3.17%) Land $88,300 Building $162,100 |
| 2023 | $2,052.00 | $242,700 Land $87,500 Building $155,200 | $242,700 Land $87,500 Building $155,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| CenturyLink DSL | 10 / 1 |
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