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  5. W Spencer Field Rd

5658 W Spencer Field Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5658 W Spencer Field Rd, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,489 sqft · built 2020
Lot Size0.437 acres (19,036 sqft)
OwnerIndividual Name on File
Last Sale$274,900 (Jun 2020)
Tax Bill$3,224 (2024)
Deeds & MortgagesJan 2023 Second Mortgage
Jun 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN34-2N-29-5781-00E00-1050

Property Details

APN / Parcel Number

Primary APN34-2N-29-5781-00E00-1050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,489 sqft Heated Area
Gross Area3,458 sqft
1st Floor Area3,108 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area19,036 sqft (0.437 acres)
Lot Dimensions1,490 ft deep x 1,270 ft wide
Garage Area619 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number342N29578100E001050
Street Address5658 W SPENCER FIELD RD
CityPACE
StateFL
Zip32571-6389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWINNERS GAIT LOT 105 BLK E AS DES IN OR 3965 PG 79
Legal Range29W
Legal Township02N
Legal Section34
Legal SubdivisionWINNER'S GAIT
Legal BlockE
Legal Lot Number105
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2020
Census Tract10301

Owner

5658 W Spencer Field Rd is owned and occupied by an individual who bought it in June 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5658 W SPENCER FIELD RD, PACE, FL 32571-6389
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 18, 2020Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Jul 25, 2019Loan Modification, Mortgage · Line of Credit
TRUSTMARK NAT'L BK
Jul 25, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2020 · Amount on File
Deed SaleJun 18, 2020 · Amount on File
Deed Document Number202029667
Deed Book / Page3965 / 79
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5658 W SPENCER FIELD RD, PACE, FL 32571-6389
Transaction TypeMortgage
Record UpdatedFeb 20, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5658 W SPENCER FIELD RD, PACE, FL 32571-6389

Mortgage

Document Number0043600094
DateJan 18, 2023
Book Page4360/94
Instrument202302119
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term330 Months
DueJul 1, 2050

June 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 18, 2020
Property Address5658 W SPENCER FIELD RD, PACE, FL 32571-6389
Document Number0039650079
Book / Page3965 / 79
Map ReferenceMB 11 PG 16&17
Instrument DateJun 15, 2020
Instrument202029667
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,924.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
Address5658 W SPENCER FIELD RD, PACE, FL 32571-6389

Mortgage

Document Number0000396582
DateJun 18, 2020
Instrument3965/82
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Recording DateJul 25, 2019
Property Address5658 W SPENCER FIELD RD, PACE, FL 32571-6389
Document Number0038530800
Book / Page003853 / 000800
Instrument DateJul 25, 2019
Instrument32340
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623

Mortgage

Document Number38530800
DateJul 25, 2019
Book Page003853/000800
Instrument32340
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressPO BOX 3067, GULF BREEZE, FL 32563
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 25, 2019
Property Address5658 W SPENCER FIELD RD, PACE, FL 32571-6389
Document Number0038530797
Book / Page003853 / 000797
Instrument DateJul 25, 2019
Instrument32339
Transaction TypeTransfer
Record UpdatedOct 3, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,275.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,224.00 (+2.54%) Homeowner's exemption$288,092 (+3%)$347,209 (+4.3%) Land $48,000 Building $299,209
2023$3,144.00 (+2.54%) Homeowner's exemption$279,701 (+3%)$332,885 (+1.24%) Land $45,000 Building $287,885
2022$3,066.00 Homeowner's exemption$271,554$328,816 Land $41,000 Building $287,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5658 W Spencer Field Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5658 W Spencer Field Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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