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  5. W Spencer Field Rd

5642 W Spencer Field Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5642 W Spencer Field Rd, Pace, FL 32571 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,579 sqft · built 2020
Lot Size0.285 acres (12,458 sqft)
OwnerIndividual Name on File
Last Sale$289,700 (Dec 2020)
Tax Bill$3,219 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jul 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN34-2N-29-5781-00E00-1010

Property Details

APN / Parcel Number

Primary APN34-2N-29-5781-00E00-1010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,579 sqft Heated Area
Gross Area3,474 sqft
1st Floor Area3,014 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area12,458 sqft (0.285 acres)
Lot Dimensions1,470 ft deep x 850 ft wide
Garage Area435 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number342N29578100E001010
Street Address5642 W SPENCER FIELD RD
CityPACE
StateFL
Zip32571-6389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINNERS GAIT LOT 101 BLK E AS DES IN OR 4039 PG 963
Legal Range29W
Legal Township02N
Legal Section34
Legal SubdivisionWINNER'S GAIT
Legal BlockE
Legal Lot Number101
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2020
Census Tract10301

Owner

Source: Santa Rosa County records · APN 34-2N-29-5781-00E00-1010

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5642 W SPENCER FIELD RD, PACE, FL 32571-6389
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2020Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CERTAINTY HOME LOANS LLC
Jul 25, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jul 25, 2019Loan Modification, Mortgage · Line of Credit
TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 08, 2020 · Amount on Record
Deed SaleDec 08, 2020 · Amount on Record
Deed Document Number202065796
Deed Book / Page4039 / 963
Record UpdatedJun 08, 2026

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 08, 2020
Property Address5642 W SPENCER FIELD RD, PACE, FL 32571-6389
Document Number0040390963
Book / Page4039 / 963
Map ReferenceMB 11 PG 16&17
Instrument DateNov 24, 2020
Instrument202065796
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,027.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

NameVerified Name
Address5642 W SPENCER FIELD RD, PACE, FL 32571-6389

Mortgage

Document Number0004039966
DateDec 08, 2020
Instrument4039/966
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 25, 2019
Property Address5642 W SPENCER FIELD RD, PACE, FL 32571-6389
Document Number0038530797
Book / Page003853 / 000797
Instrument DateJul 25, 2019
Instrument32339
Transaction TypeTransfer
Record UpdatedOct 03, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,275.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Recording DateJul 25, 2019
Property Address5642 W SPENCER FIELD RD, PACE, FL 32571-6389
Document Number0038530800
Book / Page003853 / 000800
Instrument DateJul 25, 2019
Instrument32340
Transaction TypeMortgage
Record UpdatedOct 08, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623

Mortgage

Document Number38530800
DateJul 25, 2019
Book Page003853/000800
Instrument32340
Lender
NameTRUSTMARK NAT'L BK
TypeBank
AddressPO BOX 3067, GULF BREEZE, FL 32563
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,219.00 (+2.68%) Homeowner's exemption$287,446 (+3%)$346,712 (+4.3%) Land $48,000 Building $298,712
2023$3,135.00 (+2.52%) Homeowner's exemption$279,074 (+3%)$332,405 (+1.24%) Land $45,000 Building $287,405
2022$3,058.00 Homeowner's exemption$270,946$328,341 Land $41,000 Building $287,341

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
35 of 39 on primary residences
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Flood Events
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Apr 2014), 2 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 680 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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