5658 Ginger Tree Ln, Toledo, OH 43623 Property Records

Lucas County property record for 5658 Ginger Tree Ln, Toledo, OH 43623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,879 sqft · built 1985
Lot Size	0.349 acres (15,200 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (Jun 2018)
Tax Bill	$6,341 (2024)
Deeds & Mortgages	Jan 2023 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-07435`

Property Details

APN / Parcel Number

Primary APN	`24-07435`
Alternative APN	`03777002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,879 sqft Living Area
Gross Area	4,326 sqft
1st Floor Area	1,730 sqft
2nd Floor Area	1,149 sqft
Basement Area	849 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	15,200 sqft (0.349 acres)
Lot Dimensions	162 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	130 sqft
Deck Area	778 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5658 GINGER TREE LN
City	TOLEDO
State	OH
Zip	43623-1077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS12
Legal Description	CHRISTOPHER WOODS LOT 17
Legal Subdivision	CHRISTOPHER WOODS
Legal Tract	80
Legal Lot Number	17
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1003
Census Tract	8000

Owner

5658 Ginger Tree Ln is owned and occupied by an individual who bought it in June 2018.

Source: Lucas County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	5658 GINGER TREE LN, TOLEDO, OH 43623-1077
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 21, 2018	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on File
Deed Sale	Jun 21, 2018 · Amount on File
Prior Sale	Jan 20, 2012 · Amount on File
Deed Document Number	201826893
Prior Transfer Date	Aug 7, 2008
Prior Transfer Doc	0000046544
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	5658 GINGER TREE LN, TOLEDO, OH 43623-1077
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5658 GINGER TREE LN, TOLEDO, OH 43623-1077

Mortgage

Document Number	0000001304
Date	Jan 17, 2023
Instrument	202301170001304

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2063

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 21, 2018
Property Address	5658 GINGER TREE LN, TOLEDO, OH 43623-1077
Document Number	0000026893
Map Reference	VOL81 PG1
Instrument Date	Jun 15, 2018
Instrument	201806210026893
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5658 GINGER TREE LN, TOLEDO, OH 43623-1077

Mortgage

Document Number	0000026894
Date	Jun 21, 2018
Instrument	201806210026894

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,125 (-) Land $24,815 Building $93,310	$337,500 (-) Land $70,900 Building $266,600
2024	$6,341.00 (-1.22%)	$118,125 (+21.32%) Land $24,815 Building $93,310	$337,500 Land $70,900 Building $266,600
2023	$6,419.00 (-0.08%)	$97,370 (-) Land $20,860 Building $76,510
2022	$6,424.00 Homeowner's exemption	$97,370 Land $20,860 Building $76,510
2021			$278,200 Land $59,600 Building $218,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5658 Ginger Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5658 Ginger Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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