Lucas County property record for 5643 Ginger Tree Ln, Toledo, OH 43623
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,119 sqft · built 1979 |
| Lot Size | 0.309 acres (13,500 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $245,000 (Dec 2004) |
| Tax Bill | $6,641 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-07422 |
| Primary APN | 24-07422 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,119 sqft Living Area |
| 1st Floor Area | 1,805 sqft |
| 2nd Floor Area | 1,314 sqft |
| Basement Area | 1,260 sqft |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Lot Area | 13,500 sqft (0.309 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5643 GINGER TREE LN |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43623-1078 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS12 |
| Legal Description | CHRISTOPHER WOODS LOT 13 |
| Legal Subdivision | CHRISTOPHER WOODS |
| Legal Tract | 80 |
| Legal Lot Number | 13 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 8000 |
The current owner of 5643 Ginger Tree Ln bought it in December 2004.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 5643 GINGER TREE LN, TOLEDO, OH 43623-1078 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2004 · Amount on File |
| Deed Sale | Dec 17, 2004 · Amount on File |
| Prior Sale | Sep 5, 2001 · Amount on File |
| Deed Document Number | 4111709 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 5643 GINGER TREE LN, TOLEDO, OH 43623-1078 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016222 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 202004300016222 |
| Name | WATERFORD BANK NA |
|---|---|
| Type | Bank |
| Address | TOLEDO, OH 43617 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 5643 Ginger Tree Ln was $6,641, up 6.8% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Sylvania City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,641.00 (+6.77%) | $115,885 (-) Land $18,830 Building $97,055 | |
| 2024 | $6,220.00 (-3.58%) | $115,885 (+18.21%) Land $18,830 Building $97,055 | $331,100 Land $53,800 Building $277,300 |
| 2023 | $6,451.00 (-0.08%) | $98,035 (-) Land $17,780 Building $80,255 | |
| 2022 | $6,456.00 Homeowner's exemption | $98,035 Land $17,780 Building $80,255 | |
| 2021 | $280,100 Land $50,800 Building $229,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5643 Ginger Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5643 Ginger Tree Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Frontier.
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