5657 Oceanic Rd, Holiday, FL 34690 Property Records

Pasco County property record for 5657 Oceanic Rd, Holiday, FL 34690

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,553 sqft · built 1961
Lot Size	0.427 acres (18,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,900 (Mar 2021)
Tax Bill	$209 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`32-26-16-0130-00000-1940`

Property Details

APN / Parcel Number

Primary APN	`32-26-16-0130-00000-1940`
Alternative APNs	`1626320130000001940` `2153503`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,553 sqft Living Area
Gross Area	5,453 sqft
1st Floor Area	2,353 sqft
Upper Floors Area	1,200 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,579 sqft (0.427 acres)
Garage Type	Attached
Garage Area	1,900 sqft
Driveway	Concrete Driveway
Driveway Area	700 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	500 sqft
Porch	Open Porch
Porch Area	405 sqft
Deck Area	Deck Area
Patio Area	675 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5657 OCEANIC RD
City	HOLIDAY
State	FL
Zip	34690-6422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	DODGE CITY FIRST ADDITION PB 6 PG 116 LOT 194 & NWLY 1/2 LOT 194 & NWLY 1/2 OF LOT 195 & PORTION OF SELY 1/2 OF LOT 195 BEING DESC AS FOLLOWS: COM AT SW COR OF LOT 195 TH CV R RAD 2054.17 CHD N35DEG14 11W 11.52 FT TO POB TH CONT CV R RAD 2054.17 FT C
Legal Range	16E
Legal Township	26S
Legal Section	32
Legal Subdivision	DODGE CITY
Legal Tract	130
Legal Lot Number	194
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	3
Census Block	3011
Census Tract	30502

Owner

Source: Pasco County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5657 OCEANIC RD, HOLIDAY, FL 34690-6422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY TO BAY LENDING LLC
Feb 22, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BK/FAYETTE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Prior Sale	Dec 23, 1998 · Amount on Record
Deed Document Number	202163965
Deed Book / Page	10312 / 3876
Prior Transfer Date	Dec 8, 2016
Prior Transfer Doc	0094732241
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	5657 OCEANIC RD, HOLIDAY, FL 34690-6422
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5657 OCEANIC RD, HOLIDAY, FL 34690-6422

Mortgage

Document Number	0105193288
Date	Jan 7, 2022
Book Page	10519/3288
Instrument	2022004705

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 31, 2021
Property Address	5657 OCEANIC RD, HOLIDAY, FL 34690-6422
Document Number	0103123876
Book / Page	10312 / 3876
Map Reference	MB 6 PG 116
Instrument Date	Mar 29, 2021
Instrument	2021063965
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,079.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5949 SEASIDE DR, 5949, NEW PORT RICHEY, FL 34652-2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5657 OCEANIC RD, HOLIDAY, FL 34690-6422

Mortgage

Document Number	103123878
Date	Mar 31, 2021
Instrument	10312/3878

Lender

Name	BAY TO BAY LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	5657 OCEANIC RD, HOLIDAY, FL 34690-6422
Document Number	0096902502
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5657 OCEANIC RD HOLIDAY FL 346906422, HOLIDAY, FL 34690-6422

Mortgage

Document Number	0096902502
Date	Mar 9, 2018
Book Page	009690/002502
Instrument	40732

Lender

Name	REGIONS BK/FAYETTE
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,210 (+2.9%)	$562,134 (-0.16%) Land $83,001 Building $479,133
2025	$209.00 (+3.47%) Homeowner's exemption	$478,340 (+5.9%) Land $83,001 Building $395,339	$563,048 (+1.58%) Land $83,001 Building $480,047
2024	$202.00 (+3.59%)
2023	$195.00 (+3.72%) Additional exemption filed	$451,710 (+3%) Land $59,001 Building $392,709	$554,289 (+26.39%) Land $59,001 Building $495,288
2022	$188.00 Homeowner's exemption	$438,554 Land $49,641 Building $388,913	$438,554 Land $49,641 Building $388,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 186 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	186 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	1 of 64
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 6 claims Tropical Storm Debby, Jul 2012 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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