5638 Oceanic Rd, Holiday, FL 34690 Property Records

Pasco County property record for 5638 Oceanic Rd, Holiday, FL 34690

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,993 sqft · built 1971
Lot Size	0.176 acres (7,644 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Feb 2024)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-26-16-0130-00000-1640`

Property Details

APN / Parcel Number

Primary APN	`32-26-16-0130-00000-1640`
Alternative APNs	`1626320130000001640` `2153302`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,993 sqft Living Area
Gross Area	2,315 sqft
1st Floor Area	1,645 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,644 sqft (0.176 acres)
Garage Type	Attached
Garage Area	322 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5638 OCEANIC RD
City	HOLIDAY
State	FL
Zip	34690-6421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	DODGE CITY FIRST ADDITION PB 6 PG 116 LOT 164
Legal Range	16E
Legal Township	26S
Legal Section	32
Legal Subdivision	DODGE CITY
Legal Tract	130
Legal Lot Number	164
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	3
Census Block	3013
Census Tract	30502

Owner

Source: Pasco County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5638 OCEANIC RD, HOLIDAY, FL 34690-6421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 23, 2023	Warranty Deed, Transfer OS NATIONAL LLC
Jun 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDLAND MORTGAGE
Mar 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on Record
Deed Sale	Feb 21, 2024 · Amount on Record
Prior Sale	Oct 23, 2023 · Amount on Record
Deed Document Number	202429054
Deed Book / Page	10962 / 3080
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 21, 2024
Property Address	5638 OCEANIC RD, HOLIDAY, FL 34690-6421
Document Number	0109623080
Book / Page	10962 / 3080
Map Reference	MB 6 PGS 116
Instrument Date	Feb 15, 2024
Instrument	2024029054
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5638 OCEANIC RD, HOLIDAY, FL 34690-6421

Mortgage

Document Number	2024029055
Date	Feb 21, 2024
Instrument	2024029055

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0109623082
Date	Feb 21, 2024
Book Page	10962/3082
Instrument	2024029055

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	3701 ARCO CORPORATE DR STE 200, CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Oct 23, 2023
Property Address	5638 OCEANIC RD, HOLIDAY, FL 34690-6421
Document Number	0109050820
Book / Page	10905 / 820
Map Reference	MB 6 PG 116
Instrument Date	Oct 18, 2023
Instrument	2023187046
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,988.70
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3329 MARLEE WAY UNIT 69, 69, ROCKLIN, CA 95677-4113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600N, 1600N, TEMPE, AZ 85288-7094
Investor	Possibly a Property Investor

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	5638 OCEANIC RD, HOLIDAY, FL 34690-6421
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5638 OCEANIC RD, HOLIDAY, FL 34690-6421

Mortgage

Document Number	0106261907
Date	Jun 3, 2022
Book Page	10626/1907
Instrument	2022123320

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	5638 OCEANIC RD, HOLIDAY, FL 34690-6421
Document Number	0098920926
Instrument Date	Mar 5, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5638 OCEANIC RD HOLIDAY FL 346906421, HOLIDAY, FL 34690-6421

Mortgage

Document Number	0098920926
Date	Apr 22, 2019
Book Page	009892/000926
Instrument	66273

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 21, 2046

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,040 (-2.14%) Land $40,760 Building $182,280	$223,040 (-2.14%) Land $40,760 Building $182,280
2025	$4,041.00 (+47.86%)	$227,913 (+212.81%) Land $40,760 Building $187,153	$227,913 (-6.04%) Land $40,760 Building $187,153
2023	$2,733.00 (+2.74%) Additional exemption filed	$72,860 (+3%) Land $28,760 Building $44,100	$242,554 (+24.56%) Land $28,760 Building $213,794
2022	$2,660.00 Homeowner's exemption	$70,740 Land $24,080 Building $46,660	$194,724 Land $24,080 Building $170,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 186 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	186 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	1 of 64
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Helene, Sep 2024 · 6 claims Tropical Storm Debby, Jul 2012 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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