5656 Cedar Chase Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5656 Cedar Chase Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	7 Baths
Year Built	Built 2021
Square Footage	3,395 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$116,500 (2023)
Tax Bill	$8,885.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`092531502300010480`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Partial Baths	1 Partial Baths
Building Area	3,395 sqft Heated Area
Gross Area	4,302 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	220 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5656 CEDAR CHASE DR
City	SAINT CLOUD
State	FL
Zip	34771-9310
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SPLIT OAK RESERVE PB 29 PGS 121-124 LOT 48
Legal Subdivision	SPLIT OAK RESERVE
Legal Lot Number	48
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records · APN 092531502300010480

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5656 CEDAR CHASE DR, SAINT CLOUD, FL 34771-9310
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2023 · Amount on Record
Deed Sale	Nov 08, 2023 · Amount on Record
Deed Doc Number	0006503440
Deed Book / Page	6074 / 2710
Prior Transfer Date	Oct 28, 2021
Prior Transfer Doc	2021167863
Record Refreshed	Jun 08, 2026

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 28, 2021
Property Address	5656 CEDAR CHASE DR, SAINT CLOUD, FL 34771-9310
Document Number	0060742710
Book / Page	6074 / 2710
Map Reference	MB 29 PG 121-124
Instrument Date	Oct 25, 2021
Instrument	2021167863
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,598.70
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5656 CEDAR CHASE DR, SAINT CLOUD, FL 34771-9310

Mortgage

Document Number	0060742712
Date	Oct 28, 2021
Instrument	6074/2712

Lender

Name	ITHINK FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 01, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,885.00 (+29.52%)	$589,900 (+21.15%) Land $97,600 Building $492,300	$589,900 (+4%) Land $97,600 Building $492,300
2023	$6,860.00 (+13.39%) Homeowner's exemption	$486,924 (+3%)	$567,200 (+16.49%) Land $97,600 Building $469,600
2022	$6,050.00 Homeowner's exemption	$472,742	$486,900 Land $73,500 Building $413,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	About 1 in 156 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.