5652 Cedar Chase Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5652 Cedar Chase Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2021
Square Footage3,593 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$779,000 (2024)
Tax Bill$7,199.00 (2025)

Property Details

APN / Parcel Number

Primary APN092531502300010490

Interior

Bedrooms5 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,593 sqft Heated Area
Gross Area4,302 sqft Gross Area
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished Garage

Exterior Amenities

Pool Area312 sqft Pool
Deck Area810 sqft Deck
PorchOpen Porch
Porch Area220 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5652 CEDAR CHASE DR
CitySAINT CLOUD
StateFL
Zip34771-9310
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPLIT OAK RESERVE PB 29 PGS 121-124 LOT 49
Legal SubdivisionSPLIT OAK RESERVE
Legal Lot Number49
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1031
Census Tract43700

Owner

Source: Osceola County records · APN 092531502300010490

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5652 CEDAR CHASE DR, SAINT CLOUD, FL 34771-9310
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK
Aug 12, 2024Warranty Deed, Transfer · Conventional Mortgage
MEGA CAPITAL FUNDING INC
Oct 07, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2024 · Amount on Record
Deed SaleAug 12, 2024 · Amount on Record
Prior SaleOct 07, 2021 · Amount on Record
Deed Doc Number2024104385
Deed Book / Page6648 / 852
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5652 CEDAR CHASE DR, SAINT CLOUD, FL 34771-9310
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5652 CEDAR CHASE DR, SAINT CLOUD, FL 34771-9310

Mortgage

Document Number0068620083
DateOct 08, 2025
Book Page6862/83
Instrument2025125226
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressJACKSONVILLE, FL 32246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 12, 2024
Property Address5652 CEDAR CHASE DR, SAINT CLOUD, FL 34771-9310
Document Number0066480852
Book / Page6648 / 852
Map ReferenceMB 29 PG 121-124
Instrument DateAug 08, 2024
Instrument2024104385
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, CITRUS CLOSING GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,453.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address37 RIDLEY AVE, ALDAN, PA 19018-3718

Transferred To (Grantee/Buyer)

NameVerified Name
Address5652 CEDAR CHASE DR, SAINT CLOUD, FL 34771-9310

Mortgage

Document Number2024104386
DateAug 12, 2024
Instrument2024104386
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2054

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 07, 2021
Property Address5652 CEDAR CHASE DR, SAINT CLOUD, FL 34771-9310
Document Number0060601005
Book / Page6060 / 1005
Map ReferenceMB 29 PG 121-124
Instrument DateSep 28, 2021
Instrument2021155880
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,151.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5652 CEDAR CHASE DRIVE, SAINT CLOUD, FL 34771-9310

Mortgage

Document Number0060601007
DateOct 07, 2021
Instrument6060/1007
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,199.00 (-8.3%) Homeowner's exemption$509,069 (-8.74%)$650,000 (+3.93%) Land $97,600 Building $552,400
2023$7,851.00 (+3.51%) Homeowner's exemption$557,848 (+3%)$625,400 (+15.47%) Land $97,600 Building $527,800
2022$7,585.00 Homeowner's exemption$541,600 Land $73,500 Building $468,100$541,600 Land $73,500 Building $468,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 156 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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