5656 Candlelite Ter, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5656 Candlelite Ter, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,540 sqft · built 1959
Lot Size	0.267 acres (11,674 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (May 2019)
Tax Bill	$4,518 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`550-0143-0194-00`

Property Details

APN / Parcel Number

Primary APN	`550-0143-0194-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	820 sqft
2nd Floor Area	720 sqft
Basement Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	11,674 sqft (0.267 acres)
Lot Dimensions	137 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5656 CANDLELITE TER
City	CINCINNATI
State	OH
Zip	45238-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANDLELITE TER 87.70 X 137.22 IRR-LOT 34 COUNTRYEST SUB
Legal Subdivision	COUNTRY ESTATE SUB
Legal Lot Number	34
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	5
Census Block	5000
Census Tract	21202

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5656 CANDLELITE TER, CINCINNATI, OH 45238-1861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Conventional with PMI KEMBA CU
May 9, 2019	Warranty Deed, Transfer · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2019 · Amount on Record
Deed Sale	May 9, 2019 · Amount on Record
Prior Sale	Aug 6, 2001 · Amount on Record
Deed Document Number	0000035718
Deed Book / Page	13914 / 01619
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5656 CANDLELITE TER, CINCINNATI, OH 45238-1861
Document Number	0000045897
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	SAFETITLE AGENCY INC, SAFETITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5656 CANDLELITE TER CINCINNATI OH 452381861, CINCINNATI, OH 45238-1861

Mortgage

Document Number	0000045897
Date	May 15, 2020
Book Page	014169/001981
Instrument	45897

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 9, 2019
Property Address	5656 CANDLELITE TER, CINCINNATI, OH 45238-1861
Document Number	0000035718
Book / Page	13914 / 01619
Map Reference	MB 91 PG 78&79
Instrument Date	May 3, 2019
Instrument	2019-0035718
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$672.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5656 CANDLELITE TER, CINCINNATI, OH 45238-1861

Mortgage

Document Number	0000035719
Date	May 9, 2019
Instrument	2019-0035719

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,518.00 (+2.8%)	$74,732 (+%) Land $16,545 Building $58,187
2024	$4,395.00 (-1.94%)	$74,731 (-) Land $16,544 Building $58,187
2023	$4,482.00 (+6.26%)	$74,731 (+27.09%) Land $16,544 Building $58,187	$213,520 (+27.1%) Land $47,270 Building $166,250
2022	$4,218.00 Homeowner's exemption	$58,801 Land $13,241 Building $45,560
2020			$168,000 Land $37,830 Building $130,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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