Hamilton County property record for 5645 Candlelite Ter, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,653 sqft · built 1959 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Aug 2016) |
| Tax Bill | $4,460 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0143-0174-00 |
| Primary APN | 550-0143-0174-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,653 sqft Living Area |
| Gross Area | 2,668 sqft |
| 1st Floor Area | 925 sqft |
| 2nd Floor Area | 728 sqft |
| Basement Area | 700 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 11,892 sqft (0.273 acres) |
| Lot Dimensions | 200 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 49 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5645 CANDLELITE TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | CANDLELITE TER 60 X 200 LOT 14 COUNTRY ESTATES SUB |
| Legal Subdivision | COUNTRY ESTATES SUB |
| Legal Lot Number | 14 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 21202 |
5645 Candlelite Ter is owned and occupied by two individuals who bought it in August 2016.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5645 CANDLELITE TER, CINCINNATI, OH 45238-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2016 · Amount on File |
| Deed Sale | Aug 22, 2016 · Amount on File |
| Deed Document Number | 201676885 |
| Prior Transfer Date | Oct 31, 2011 |
| Prior Transfer Doc | 0000000142 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5645 CANDLELITE TER, CINCINNATI, OH 45238-1848 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000016962 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 14351/96 |
| Instrument | 2021-0016962 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 5645 Candlelite Ter was $4,460, up 2.8% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,460.00 (+2.79%) | $73,777 (-) Land $15,267 Building $58,510 | $210,790 Land $43,620 Building $167,170 |
| 2024 | $4,339.00 (-1.94%) | $73,777 (-) Land $15,267 Building $58,510 | |
| 2023 | $4,425.00 (+16.51%) | $73,777 (+39.41%) Land $15,267 Building $58,510 | $210,790 Land $43,620 Building $167,170 |
| 2022 | $3,798.00 Homeowner's exemption | $52,920 Land $12,208 Building $40,712 | |
| 2020 | $151,200 Land $34,880 Building $116,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5645 Candlelite Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5645 Candlelite Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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