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5655 State Rte 3, Waterloo, IL 62298 Property Records

Monroe County property record for 5655 State Rte 3, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,912 sqft · built 2021
Lot Size3.11 acres (135,472 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Aug 2023)
Tax Bill$7,192 (2025)
Deeds & MortgagesAug 2023 Sale
May 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-16-100-005-000

Property Details

APN / Parcel Number

Primary APN11-16-100-005-000
Alternative APN
  • 11160000000600 00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories1 Story
Building Area1,912 sqft Living Area
1st Floor Area1,912 sqft
Basement Area1,912 sqft
Unfinished Basement1,912 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick/Stone
Lot Area135,472 sqft (3.11 acres)
Garage Area1,014 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5655 STATE ROUTE 3
CityWATERLOO
StateIL
Zip62298-3003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA1
Legal DescriptionTAX LOT 23B, PART SW/4 NW/4
Legal Range09W
Legal Township03S
Legal Section16
Legal Lot Number23B
JurisdictionMONROE IL
Township / Civil Division8
Census Block Group2
Census Block2037
Census Tract600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5655 STATE ROUTE 3, WATERLOO, IL 62298-3003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 5, 2023Intrafamily Transfer, Transfer
Jun 5, 2019Warranty Deed, Transfer
MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2023 · Amount on Record
Deed SaleAug 14, 2023 · Amount on Record
Prior SaleJun 5, 2019 · Amount on Record
Deed Document Number2023430105
Prior Transfer DateMay 4, 2023
Prior Transfer Doc0000428922
Record UpdatedOct 29, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateAug 14, 2023
Property Address5655 STATE ROUTE 3, WATERLOO, IL 62298-3003
Document Number0000430105
Map ReferenceMB 43 PG 621
Instrument DateAug 11, 2023
Instrument430105
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$615.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5679 STATE ROUTE 3, WATERLOO, IL 62298-3003

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5655 STATE ROUTE 3, WATERLOO, IL 62298-3003

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IL
Recording DateMay 5, 2023
Property Address5655 STATE ROUTE 3, WATERLOO, IL 62298-3003
Document Number0000428922
Map ReferenceMB 100 PG 86
Instrument DateMay 2, 2023
Instrument428922
Transaction TypeTransfer
Record UpdatedMay 31, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5655 STATE ROUTE 3, WATERLOO, IL 62298-3003

Transferred To (Grantee/Buyer)

NameVerified Name
Address5655 STATE ROUTE 3, WATERLOO, IL 62298-3003

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateJun 5, 2019
Property Address5655 STATE ROUTE 3, WATERLOO, IL 62298-3003
Document Number0000401809
Instrument DateJun 4, 2019
Instrument401809
Transaction TypeTransfer
Record UpdatedJun 19, 2019
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

AmountAmount Recorded
Tax$67.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1118 OAK CREEK LN WATERLOO IL 622982882, WATERLOO, IL 62298-2882

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,192.00 (-8.5%) Homeowner's exemption$138,830 (+22.68%) Land $13,410 Building $125,420$416,490 (+22.68%) Land $40,230 Building $376,260
2024$7,860.00
2022Additional exemption filed$113,160 (-) Land $13,410 Building $99,750$339,480 (-) Land $40,230 Building $299,250
2021Additional exemption filed$113,160 Land $13,410 Building $99,750$339,480 Land $40,230 Building $299,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Harrisonville Telephone Company
DSL		100 / 20

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