Monroe County property record for 5264 State Rte 3, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,577 sqft · built 1954 |
| Lot Size | 10.5 acres (457,380 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Jan 2022) |
| Tax Bill | $3,486 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-15-300-002-000 |
| Primary APN | 11-15-300-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,577 sqft Living Area |
| 1st Floor Area | 1,577 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 457,380 sqft (10.5 acres) |
| Garage Area | 1,068 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5264 STATE ROUTE 3 |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | LOT 3 |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 600501 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5264 STATE ROUTE 3, WATERLOO, IL 62298-3520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Aug 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Jan 31, 2022 | Intrafamily Transfer, Transfer ACCENT TITLE |
| Jan 31, 2022 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Deed Document Number | 2022422446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5264 STATE ROUTE 3, WATERLOO, IL 62298-3520 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000440067 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 440067 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5264 STATE ROUTE 3, WATERLOO, IL 62298-3520 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000429974 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 429974 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 31, 2022 |
| Property Address | 5264 STATE ROUTE 3, WATERLOO, IL 62298-3520 |
| Document Number | 0000422445 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 422445 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | ACCENT TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5270 STATE ROUTE 3, WATERLOO, IL 62298-3520 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 31, 2022 |
| Property Address | 5264 STATE ROUTE 3, WATERLOO, IL 62298-3520 |
| Document Number | 0000422446 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 422446 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5264 STATE ROUTE 3, WATERLOO, IL 62298-3520 |
| Document Number | 0000422447 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 422447 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,155 (+26.08%) Land $14,335 Building $54,820 | ||
| 2024 | $3,486.00 | $201,273 (+22.31%) Land $43,935 Building $157,338 | |
| 2022 | Additional exemption filed | $54,852 Land $13,382 Building $41,470 | $164,556 Land $40,146 Building $124,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 30 / 3 |
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