Osceola County property record for 5655 Palm Ave, Okeechobee, FL 34972
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 2006 |
| Lot Size | 1.15 acres (50,311 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,000 (Dec 2023) |
| Tax Bill | $1,475 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-32-34-2780-000A-0161 |
| Primary APN | 13-32-34-2780-000A-0161 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,667 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 50,311 sqft (1.15 acres) |
| Lot Dimensions | 398 ft deep x 129 ft wide |
| Porch | Open/Unfinished Porch |
|---|---|
| Porch Area | 611 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5655 PALM AVE |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-9176 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OARM |
| Legal Description | CENTRAL ACRES SEC 1 PB 1 PG 418 BLK A N 1/2 LOT 16 |
| Legal Range | 34E |
| Legal Township | 32S |
| Legal Section | 13 |
| Legal Subdivision | CENTRAL ACRES SECTION 1 |
| Legal Tract | 2780 |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3186 |
| Census Tract | 43802 |
Source: Osceola County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5655 PALM AVE, OKEECHOBEE, FL 34972-9176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 6, 2023 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on Record |
| Deed Sale | Dec 6, 2023 · Amount on Record |
| Prior Sale | Jun 2, 2005 · Amount on Record |
| Deed Document Number | 2023159209 |
| Deed Book / Page | 6515 / 254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 26, 2026 |
| Property Address | 5655 PALM AVE, OKEECHOBEE, FL 34972-9176 |
| Document Number | 0000083958 |
| Book / Page | 6994 / 856 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202683958 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 5655 PALM AVE, OKEECHOBEE, FL 34972-9176 |
| Document Number | 0000083958, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 6994/856 |
| Instrument | 202683958 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 6, 2023 |
| Property Address | 5655 PALM AVE, OKEECHOBEE, FL 34972-9176 |
| Document Number | 0065150254 |
| Book / Page | 6515 / 254 |
| Map Reference | MB 1 PG 418 |
| Instrument Date | Dec 4, 2023 |
| Instrument | 2023159209 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2024 |
| Title Company | PATCH REEF TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 991 SE 709TH ST, OLD TOWN, FL 32680-4033 |
| Name | Verified Name |
|---|---|
| Address | 5655 PALM AVE, OKEECHOBEE, FL 34972-9176 |
| Document Number | 0006515256 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 6515/256 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,475.00 (-16.57%) | $96,108 (+0.64%) | $110,900 (+16.13%) Land $18,100 Building $92,800 |
| 2023 | $1,768.00 (+15.63%) | $95,500 (+35.85%) Land $18,100 Building $77,400 | $95,500 (+35.85%) Land $18,100 Building $77,400 |
| 2022 | $1,529.00 | $70,300 Land $13,500 Building $56,800 | $70,300 Land $13,500 Building $56,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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