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5585 Palm Ave, Okeechobee, FL 34972 Property Records

Osceola County property record for 5585 Palm Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,316 sqft · built 2022
Lot Size5.5 acres (239,884 sqft)
OwnerIndividual Name on Record
Last Sale$338,000 (Jun 2026)
Tax Bill$1,891 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Aug 2021 Sale
+ 1 more
Flood ZoneZone A (high risk)
APN13-32-34-2780-000A-0100

Property Details

APN / Parcel Number

Primary APN13-32-34-2780-000A-0100
Alternative APNs
  • 3234132780000A0100
  • 111238

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,316 sqft Living Area
Gross Area1,456 sqft
1st Floor Area1,316 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area239,884 sqft (5.5 acres)
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5585 PALM AVE
CityOKEECHOBEE
StateFL
Zip34972-9151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOARM
Legal DescriptionCENTRAL ACRES SEC 1 PB 1 PG 418 BLK A LOT 10
Legal Range34E
Legal Township32S
Legal Section13
Legal SubdivisionCENTRAL ACRES SECTION 1
Legal Tract2780
Legal BlockA
Legal Lot Number10
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group3
Census Block3186
Census Tract43802

Owner

Source: Osceola County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5585 PALM AVE, OKEECHOBEE, FL 34972-9151
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Warranty Deed, Transfer · FHA Mortgage
NATIONS DIRECT MORTGAGE, LLC
Aug 31, 2021Warranty Deed, Transfer
QUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC
Jan 3, 2018Warranty Deed, Transfer
CLASSIC TITLE AND SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Prior SaleAug 31, 2021 · Amount on Record
Deed Document Number202681528
Deed Book / Page6991 / 1686
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 22, 2026
Property Address5585 PALM AVE, OKEECHOBEE, FL 34972-9151
Document Number0000081528
Book / Page6991 / 1686
Instrument DateJun 9, 2026
Instrument202681528
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$238,966.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5585 PALM AVE, OKEECHOBEE, FL 34972-9151

Mortgage

Document Number0069911688,
DateJun 22, 2026
Book Page6991/1688
Instrument202681529
Lender
NameNATIONS DIRECT MORTGAGE, LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 31, 2021
Property Address5585 PALM AVE, OKEECHOBEE, FL 34972-9151
Document Number0060332345
Book / Page6033 / 2345
Map ReferenceMB 1 PG 418
Instrument DateAug 27, 2021
Instrument2021135251
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyQUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1740 POMPANO DR, KISSIMMEE, FL 34759-4701

Transferred To (Grantee/Buyer)

NameVerified Name
Address2390 80TH CT, VERO BEACH, FL 32966-5177

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 3, 2018
Property Address5585 PALM AVE, OKEECHOBEE, FL 34972-9151
Document Number0052630228
Book / Page005263 / 000228
Instrument DateDec 29, 2017
Instrument1280
Transaction TypeTransfer
Record UpdatedFeb 6, 2018
Title CompanyCLASSIC TITLE AND SOLUTIONS INC

Transaction

AmountAmount Recorded
Tax$185.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1740 POMPANO DR KISSIMMEE FL 347594701, KISSIMMEE, FL 34759-4701

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,891.00 (+7.2%) Homeowner's exemption$126,236 (-18.13%)$183,100 (+18.74%) Land $34,600 Building $148,500
2024$1,764.00 (-36.25%)
2023$2,767.00 (+620.57%)$154,200 (+460.73%) Land $34,600 Building $119,600$154,200 (+460.73%) Land $34,600 Building $119,600
2022$384.00$27,500 Land $25,800 Building $1,700$27,500 Land $25,800 Building $1,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 81% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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