5655 Belmont Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 5655 Belmont Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,545 sqft · built 2023
Lot Size	2.04 acres (88,862 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,923 (Jun 2023)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-31-09-0-00003-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-31-09-0-00003-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,545 sqft Adjusted Area
1st Floor Area	2,897 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	88,862 sqft (2.04 acres)

Location & Zoning

Street Address	5655 BELMONT RD
City	HERNANDO
State	MS
Zip	38632-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	DORIS POLK 3 LOT SD LOT 3
Legal Range	007
Legal Township	03S
Legal Section	31
Legal Subdivision	DORIS POLK 3 LOT SD
Legal Lot Number	3
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	71124

Owner

Source: DeSoto County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5655 BELMONT RD, HERNANDO, MS 38632-9009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 22, 2025	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jun 9, 2023	Warranty Deed, Transfer · VA Mortgage WOLFE FINANCIAL INC
Dec 7, 2022	Warranty Deed, Transfer · Line of Credit SOUTHERN BANCORP BANK
Nov 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Dec 7, 2022 · Amount on Record
Deed Document Number	2023
Deed Book / Page	1023 / 9725
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5655 BELMONT RD, HERNANDO, MS 38632-9009
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 W DIVERSEY AVE C501, C501, CHICAGO, IL 60639-2399

Mortgage

Document Number	5661/20091
Date	Mar 7, 2024
Book Page	5661/20091

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5655 BELMONT RD, HERNANDO, MS 38632-9009
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5655 BELMONT RD, HERNANDO, MS 38632-9009

Mortgage

Document Number	5662/134317
Date	Dec 22, 2025
Book Page	5662/134317

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 9, 2023
Property Address	5655 BELMONT RD, HERNANDO, MS 38632-9009
Document Number	01023/9725
Book / Page	1023 / 9725
Map Reference	MB 138 PG 23
Instrument Date	May 24, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7205 AUSTIN RD, LAKE CORMORANT, MS 38641-9758

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5655 BELMONT RD, HERNANDO, MS 38632-9009

Mortgage

Document Number	0566049521
Date	Jun 9, 2023
Instrument	5660/49521

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 7, 2022
Property Address	5655 BELMONT RD, HERNANDO, MS 38632-9009
Document Number	001019/724
Book / Page	1019 / 724
Map Reference	MB 138 PG 23
Instrument Date	Nov 29, 2022
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5655 BELMONT RD, HERNANDO, MS 38632-9009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7205 AUSTIN RD, LAKE CORMORANT, MS 38641-9758

Mortgage

Document Number	0000056441
Date	Dec 7, 2022
Instrument	5644/1

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 20, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 9, 2021
Property Address	5655 BELMONT RD, HERNANDO, MS 38632-9009
Document Number	000977/733
Book / Page	977 / 733
Map Reference	MB 138 PG 23
Instrument Date	Nov 4, 2021
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1334 GLEASON AVE, MEMPHIS, TN 38106-3609

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5655 BELMONT RD, HERNANDO, MS 38632-9009

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,940.00 (+1,195.15%)	$38,813 (+1,625.02%) Land $1,500 Building $37,313	$388,125 (+2,487.5%) Land $15,000 Building $373,125
2023	$227.00	$2,250	$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 68% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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