5525 Belmont Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 5525 Belmont Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,728 sqft · built 1995
Lot Size	2.76 acres (120,226 sqft)
Owner	Individual Name on Record
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-31-00-0-00021-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-31-00-0-00021-00`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,728 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	120,226 sqft (2.76 acres)
Utility Building	288 sqft

Location & Zoning

Street Address	5525 BELMONT RD
City	HERNANDO
State	MS
Zip	38632-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	31-3-7 MID PT S 1/2
Legal Range	07
Legal Township	03
Legal Section	31
Legal Subdivision	BELMONT POND MINOR TR 1
Legal Tract	2
Legal Lot Number	21
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2010
Census Tract	71124

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5525 BELMONT RD, HERNANDO, MS 38632-9010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · FHA Mortgage PREMIER MORTGAGE RESOURCES LLC
Aug 9, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 10, 2020	Warranty Deed, Transfer · Line of Credit PLANTERS BANK & TRUST CO
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025
Deed Sale	Sep 16, 2025
Prior Sale	Aug 9, 2021
Deed Document Number	0102517567
Deed Book / Page	1025 / 17567
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 16, 2025
Property Address	5525 BELMONT RD, HERNANDO, MS 38632-9010
Document Number	1025/17567
Book / Page	1025 / 17567
Instrument Date	Sep 12, 2025
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, HOME SURETY T&E LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 SHAKER DR, SENATOBIA, MS 38668-6821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5525 BELMONT RD, HERNANDO, MS 38632-9010

Mortgage

Document Number	0566294890
Date	Sep 16, 2025
Instrument	5662/94890

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 9, 2021
Property Address	5525 BELMONT RD, HERNANDO, MS 38632-9010
Document Number	000967/319
Book / Page	967 / 319
Instrument Date	Aug 6, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	339 APPLE DR, 339, ALEXANDER, AR 72002-7602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5525 BELMONT RD, HERNANDO, MS 38632-9010

Mortgage

Document Number	0000053132
Date	Aug 9, 2021
Instrument	5313/2

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 10, 2020
Property Address	5525 BELMONT RD, HERNANDO, MS 38632-9010
Document Number	000921/732
Book / Page	921 / 732
Instrument Date	Jun 4, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	189 DOUGLAS RD, 189, HERNANDO, MS 38632-0409

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5525 BELMONT RD, GARRISON, NE 68632

Mortgage

Document Number	0000496464
Date	Jun 10, 2020
Instrument	4964/64

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2025

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 18, 2020
Property Address	5525 BELMONT RD, HERNANDO, MS 38632-9010
Document Number	000912/262
Book / Page	0912 / 262
Instrument Date	Feb 18, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 50, DUDLEY, MO 63936-0050

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5525 BELMONT RD, HERNANDO, MS 38632-9010

Mortgage

Document Number	0004886737
Date	Feb 18, 2020
Instrument	4886/737

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00 (+10.42%)	$14,854 (+33.46%) Land $3,000 Building $11,854	$148,538 (+33.46%) Land $30,000 Building $118,538
2024	$1,123.00 (+15.53%)	$11,130 (+15.58%) Land $3,000 Building $8,130	$111,298 (+15.58%) Land $30,000 Building $81,298
2023	$972.00	$9,630	$96,298 Land $15,000 Building $81,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 68% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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