Cabarrus County property record for 5654 Hammermill Dr, Harrisburg, NC 28075
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,608 sqft · built 2006 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,999 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02040F0109.000000 |
| Primary APN | 02040F0109.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,608 sqft Living Area |
| Gross Area | 4,174 sqft |
| 1st Floor Area | 1,606 sqft |
| Upper Floors Area | 2,002 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 380 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 77784 |
|---|---|
| Street Address | 5654 HAMMERMILL DR |
| City | HARRISBURG |
| State | NC |
| Zip | 28075-3933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LT 109 PROVIDENCE MANOR |
| Legal Subdivision | PROVIDENCE MANOR |
| Legal Lot Number | 109 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 42604 |
5654 Hammermill Dr is owned and occupied by an individual who acquired it in August 2010.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5654 HAMMERMILL DR, HARRISBURG, NC 28075-3933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU |
| Dec 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU |
| Jul 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2010 |
| Deed Sale | Aug 2, 2010 |
| Prior Sale | Apr 26, 2010 · Amount on File |
| Deed Book / Page | 9240 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5654 HAMMERMILL DR, HARRISBURG, NC 28075-3933 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1513631 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 15136/31 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5654 HAMMERMILL DR, HARRISBURG, NC 28075-3933 |
| Document Number | 13897304 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5654 HAMMERMILL DR HARRISBURG NC 280753933, HARRISBURG, NC 28075-3933 |
| Document Number | 13897304 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 013897/000304 |
| Instrument | 35031 |
| Name | EMPOWER FCU |
|---|---|
| Address | SYRACUSE, NY 13212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 15, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5654 HAMMERMILL DR, HARRISBURG, NC 28075-3933 |
| Document Number | 13076193 |
| Instrument Date | Jul 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5654 HAMMERMILL DR HARRISBURG NC 280753933, HARRISBURG, NC 28075-3933 |
| Document Number | 13076193 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 013076/000193 |
| Instrument | 16344 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 5, 2043 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $450,950 (-) Land $90,000 Building $360,950 | ||
| 2025 | $450,950 Land $90,000 Building $360,950 | ||
| 2024 | $450,950 (+76.7%) Land $90,000 Building $360,950 | ||
| 2023 | $2,999.00 | $255,200 Land $38,000 Building $217,200 | $255,200 Land $38,000 Building $217,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5654 Hammermill Dr in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 76 (1982–2026) |
| Claims Outside the SFHA | 13 of 76 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5654 Hammermill Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures