5643 Hammermill Dr, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 5643 Hammermill Dr, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,311 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Sep 2017)
Tax Bill	$3,467 (2023)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02040F0068.000000`

Property Details

APN / Parcel Number

Primary APN	`02040F0068.000000`
Alternative APNs	`5518 11 4878` `118116`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,311 sqft Living Area
Gross Area	5,458 sqft
1st Floor Area	1,949 sqft
Upper Floors Area	2,362 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	119 ft deep x 60 ft wide
Garage Type	Finished
Garage Area	483 sqft
Driveway	Concrete Driveway
Driveway Area	810 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	118116
Street Address	5643 HAMMERMILL DR
City	HARRISBURG
State	NC
Zip	28075-3933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LT 68 PROVIDENCE MANOR
Legal Subdivision	PROVIDENCE MANOR
Legal Lot Number	68
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	1
Census Block	1023
Census Tract	42604

Owner

5643 Hammermill Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5643 HAMMERMILL DR, HARRISBURG, NC 28075-3933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2017 · Amount on File
Deed Sale	Sep 13, 2017 · Amount on File
Prior Sale	Jun 6, 2006 · Amount on File
Deed Document Number	201712673-0224
Deed Book / Page	12673 / 224
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 13, 2017
Property Address	5643 HAMMERMILL DR, HARRISBURG, NC 28075-3933
Document Number	12673224
Book / Page	012673 / 000224
Instrument Date	Sep 7, 2017
Instrument	23780
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5643 HAMMERMILL DR HARRISBURG NC 280753933, HARRISBURG, NC 28075-3933

Mortgage

Document Number	12673226
Date	Sep 13, 2017
Book Page	012673/000226
Instrument	23781

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,490 Land $90,000 Building $417,490
2024			$507,490 (+71.99%) Land $90,000 Building $417,490
2023	$3,467.00	$295,070 Land $38,000 Building $257,070	$295,070 Land $38,000 Building $257,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5643 Hammermill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	76 (1982–2026)
Claims Outside the SFHA	13 of 76
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Tropical Storm Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5643 Hammermill Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
AT&T Fixed Wireless	100 / 20