5654 Cheviot Rd, Apt 2, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5654 Cheviot Rd, Apt 2, Cincinnati, OH 45247

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 986 sqft · built 1980
OwnerIndividual Name on Record
Last Sale$130,000 (Nov 2023)
Tax Bill$1,142 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Jan 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN550-0080-0559-00

Property Details

APN / Parcel Number

Primary APN550-0080-0559-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area986 sqft Living Area
1st Floor Area493 sqft
2nd Floor Area493 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5654 CHEVIOT RD APT 2, 2
CityCINCINNATI
StateOH
Zip45247-7058
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 2 - 7.4539 %KENSINGTON GARDENS CONDOMINIUMS
Legal SubdivisionWATSONS MEADOW
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group2
Census Block2004
Census Tract20811

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5654 CHEVIOT RD APT 2, 2, CINCINNATI, OH 45247-7058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 2, 2019Warranty Deed, Transfer · Line of Credit
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2023 · Amount on Record
Deed SaleNov 17, 2023 · Amount on Record
Prior SaleJan 2, 2019 · Amount on Record
Deed Document Number0000081764
Deed Book / Page15045 / 430
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 17, 2023
Property Address5654 CHEVIOT RD APT 2, 2, CINCINNATI, OH 45247-7058
Document Number0000081764
Book / Page15045 / 430
Map ReferenceMB 226 PG 31&32
Instrument DateNov 15, 2023
Instrument2023-0081764
Transaction TypeTransfer
Record UpdatedDec 19, 2023
Title CompanyCHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5654 CHEVIOT RD APT 2, 2, CINCINNATI, OH 45247-7058

Mortgage

Document Number0000081765
DateNov 17, 2023
Instrument2023-0081765
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 2, 2019
Property Address5654 CHEVIOT RD APT 2, 2, CINCINNATI, OH 45247-7058
Document Number0000000170
Book / Page013825 / 000862
Instrument DateDec 28, 2018
Instrument170
Transaction TypeTransfer
Record UpdatedMar 21, 2019
Title CompanyPRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5654 CHEVIOT RD #2 CINCINNATI OH 452477058, 2, CINCINNATI, OH 45247-7058

Mortgage

Document Number171
DateJan 2, 2019
Book Page013825/000864
Instrument171
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 1, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,142.00 (+2.24%)$20,993 (-) Land $3,325 Building $17,668
2024$1,117.00 (-0.45%)$20,993 (-) Land $3,325 Building $17,668
2023$1,122.00 (-18.22%)$20,993 (-0.04%) Land $3,325 Building $17,668$59,980 (-0.03%) Land $9,500 Building $50,480
2022$1,372.00 Homeowner's exemption$21,001 Land $3,112 Building $17,889
2020$60,000 Land $8,890 Building $51,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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