Hamilton County property record for 5654 Cheviot Rd, Apt 1, Cincinnati, OH 45247
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1.5 ba · 1,176 sqft · built 1980 |
| Lot Size | 1.2 acres (52,459 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,900 (Dec 2025) |
| Tax Bill | $1,216 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0080-0558-00 |
| Primary APN | 550-0080-0558-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Units | 13 Units |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 567 sqft |
| 2nd Floor Area | 609 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 52,459 sqft (1.2 acres) |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5654 CHEVIOT RD, 1 |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45247-7058 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 1 - 9.0484 %KENSINGTON GARDENS CONDOMINIUMS |
| Legal Subdivision | KENSINGTON GARDENS CONDOMINIUM |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20811 |
Source: Hamilton County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5654 CHEVIOT RD, 1, CINCINNATI, OH 45247-7058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Dec 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| May 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| May 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Prior Sale | May 17, 2017 · Amount on Record |
| Deed Document Number | 202596526 |
| Deed Book / Page | 15559 / 1118 |
| Prior Transfer Date | Oct 19, 2006 |
| Prior Transfer Doc | 0000038364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 2, 2026 |
| Property Address | 5654 CHEVIOT RD, 1, CINCINNATI, OH 45247-7058 |
| Document Number | 0000053377 |
| Book / Page | 15699 / 85 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202653377 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2963 PARKWALK DR, CINCINNATI, OH 45239-1902 |
| Document Number | 0000053377, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 15699/85 |
| Instrument | 202653377 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 10, 2025 |
| Property Address | 5654 CHEVIOT RD APT 1, 1, CINCINNATI, OH 45247-7058 |
| Document Number | 0000096526 |
| Book / Page | 15559 / 1118 |
| Map Reference | MB 226 PG 31&32 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2025-0096526 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5654 CHEVIOT RD APT 1, 1, CINCINNATI, OH 45247-7058 |
| Document Number | 0000096527 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025-0096527 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 17, 2017 |
| Property Address | 5654 CHEVIOT RD APT 1, 1, CINCINNATI, OH 45247-7058 |
| Document Number | 0000004016 |
| Book / Page | 13419 / 00255 |
| Map Reference | MB 226 PG 31 |
| Instrument Date | May 5, 2017 |
| Instrument | 17-0044016 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5654 CHEVIOT RD, CINCINNATI, OH 45247-7058 |
| Document Number | 0000004017 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 17-0044017 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5654 CHEVIOT RD APT 1, 1, CINCINNATI, OH 45247-7058 |
| Document Number | 0000066708 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5654 CHEVIOT RD CINCINNATI OH 452477058, CINCINNATI, OH 45247-7058 |
| Document Number | 0000066708 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 013465/001821 |
| Instrument | 66708 |
| Name | HOUSING FIN AGCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,216.00 (+2.27%) | $22,365 (-) Land $3,325 Building $19,040 | $63,900 (-) Land $9,500 Building $54,400 |
| 2024 | $1,189.00 (-0.5%) | $22,365 (-) Land $3,325 Building $19,040 | |
| 2023 | $1,195.00 (-17.93%) | $22,365 (+0.28%) Land $3,325 Building $19,040 | $63,900 (+0.28%) Land $9,500 Building $54,400 |
| 2022 | $1,456.00 Homeowner's exemption | $22,303 Land $3,112 Building $19,191 | |
| 2020 | $63,720 Land $8,890 Building $54,830 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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