5651 Stone Rd, Frederick, MD 21703 Property Records

Frederick County property record for 5651 Stone Rd, Frederick, MD 21703 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1962
Square Footage	1,744 sqft Living Area
Lot Size	24,393 sqft (0.56 acres)
Garage	500 sqft
Occupancy	Owner Occupied
Last Sale	$280,000 (2020)
Tax Bill	$4,022.00 (2024)

Owner

Source: Frederick County records · APN 23-437708

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5651 STONE RD, FREDERICK, MD 21703-6928
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2020 · Amount on Record
Deed Sale	Mar 05, 2020 · Amount on Record
Prior Sale	Apr 05, 2005 · Amount on Record
Deed Book / Page	13570 / 349
Prior Transfer Date	May 22, 2015
Prior Transfer Doc	0106300270
Record Refreshed	Jun 08, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 05, 2020
Property Address	5651 STONE RD, FREDERICK, MD 21703-6928
Document Number	0135700349
Book / Page	13570 / 349
Map Reference	MB 4 PL 15
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5651 STONE RD, FREDERICK, MD 21703-6928

Mortgage

Document Number	0135700359
Date	Mar 05, 2020
Instrument	13570/0359

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$357,667 (+26.74%)	$395,400 (+40.11%) Land $111,700 Building $283,700
2024	$4,022.00 (+16.41%)
2023	$3,455.00	$282,200 Land $74,500 Building $207,700	$282,200 Land $74,500 Building $207,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`23-437708`
Alternative APN	`437708`

Interior

Full Baths	1 Baths
Building Area	1,744 sqft Living Area
1st Floor	1,164 sqft 1st Floor
Basement Area	580 sqft Basement
Finished Basement	580 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Material	Composition Shingle Roof
Lot Area	24,393 sqft (0.56 acres)
Parking Spaces	2 Parking Spaces
Garage Area	500 sqft Garage
Deck Area	78 sqft Deck
Porch	Open Porch
Porch Area	236 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	437708
Street Address	5651 STONE RD
City	FREDERICK
State	MD
Zip	21703-6928
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 1 0.56 AC E/S STONE RD. SLEEPY HOLLOW
Legal Subdivision	SLEEPY HOLLOW
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Minor Civil Division	23, BALLENGER
Census Blockgroup	1
Census Block	1019
Census Tract	751004