5649 Stone Rd, #A, Frederick, MD 21703 Property Records

Frederick County property record for 5649 Stone Rd, #A, Frederick, MD 21703 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,122 sqft · built 2022
Lot Size	2.83 acres (123,275 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Nov 2020)
Tax Bill	$11,326 (2025)
Deeds & Mortgages	Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-599281`

Property Details

APN / Parcel Number

Primary APN	`23-599281`
Alternative APN	`599281`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,122 sqft Living Area
Gross Area	5,612 sqft
1st Floor Area	2,151 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	123,275 sqft
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	795 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	599281
Street Address	5649A STONE RD
City	FREDERICK
State	MD
Zip	21703-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SECTION 1 2.83 ACRES MORELL PROPERTY
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	1
Census Block	1019
Census Tract	751004

Owner

Source: Frederick County records · APN 23-599281

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5649 STONE RD, A, FREDERICK, MD 21703-6928
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Deed Book / Page	14296 / 153
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 24, 2020
Property Address	5649 STONE RD # A, A, FREDERICK, MD 21703-6928
Document Number	0142960153
Book / Page	014296 / 000153
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	STRATEGIC NATIONAL TITLE GROUP, STRATEGIC NAT'L TITLE GRP

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5649A STONE RD FREDERICK MD 21703, FREDERICK, MD 21703

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,015,000 (+10.95%) Land $146,200 Building $868,800	$1,015,000 (-) Land $146,200 Building $868,800
2025	$11,326.00 (+32.93%)	$914,800 (+28.05%)	$1,015,000 (+42.08%) Land $146,200 Building $868,800
2023	$8,520.00	$714,400 Land $100,500 Building $613,900	$714,400 Land $100,500 Building $613,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, May 2018 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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