5651 Andover Rd, Troy, MI 48098 Property Records

Oakland County property record for 5651 Andover Rd, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,937 sqft · built 1968
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on File
Last Sale$494,000 (Jul 2016)
Tax Bill$8,132 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-07-126-012

Property Details

APN / Parcel Number

Primary APN88-20-07-126-012

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,937 sqft Living Area
1st Floor Area1,695 sqft
Basement Area1,526 sqft
Unfinished Basement1,695 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions150 ft deep x 122 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area95 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5651 ANDOVER RD
CityTROY
StateMI
Zip48098-2314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionT2N, R11E, SEC 7 HICKORY HEIGHTS NORTH LOT 20
Legal Range11E
Legal Township2N
Legal Section7
Legal SubdivisionHICKORY HEIGHTS NORTH
Legal Lot Number20
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4004
Census Tract196500

Owner

5651 Andover Rd is owned and occupied by an individual who bought it in July 2016.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address5651 ANDOVER RD, TROY, MI 48098-2314
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2016 · Amount on File
Deed SaleJul 27, 2016 · Amount on File
Prior SaleMar 11, 1999
Deed Document Number2016142704
Deed Book / Page49629 / 817
Prior Transfer DateFeb 4, 1999
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5651 ANDOVER RD, TROY, MI 48098-2314
Transaction TypeMortgage
Record UpdatedFeb 16, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5651 ANDOVER RD, TROY, MI 48098-2314

Mortgage

Document Number0000270413
DateDec 8, 2021
Book Page57155/62
Instrument270413
Lender
NameOMEGA LENDING
TypeNon-Lending Institution
AddressROYAL OAK, MI 48067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5651 Andover Rd was $8,132 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictBloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,132.00
2023$503,340
2022$8,922.00$251,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5651 Andover Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5651 Andover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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