Oakland County property record for 565 W Frank St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,262 sqft · built 1991 |
| Lot Size | 0.148 acres (6,447 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $21,232 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-36-154-003 |
| Primary APN | 08-19-36-154-003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,262 sqft Living Area |
| 1st Floor Area | 1,927 sqft |
| Basement Area | 1,473 sqft |
| Unfinished Basement | 1,473 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,447 sqft (0.148 acres) |
| Lot Dimensions | 129 ft deep x 50 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 111 sqft |
| Deck Area | 53 sqft |
| Patio Area | 53 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 565 W FRANK ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 36 ARGUS ADD LOT 29 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 36 |
| Legal Subdivision | ARGUS ADD |
| Legal Lot Number | 29 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 153200 |
565 W Frank St is owned and occupied by two individuals who acquired it in September 2008.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 565 W FRANK ST, BIRMINGHAM, MI 48009-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Sep 1, 2022 | Deed of Trust, Mortgage · Line of Credit SUPERIOR NATIONAL BANK |
| Nov 14, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2008 |
| Deed Sale | Sep 23, 2008 |
| Prior Sale | Dec 15, 2000 |
| Deed Document Number | 2008171916 |
| Deed Book / Page | 40608 / 526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 565 W FRANK ST, BIRMINGHAM, MI 48009-1415 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 543 CHESTER ST, BIRMINGHAM, MI 48009-1418 |
| Document Number | 0000468082 |
|---|---|
| Date | Nov 4, 2022 |
| Book Page | 58242/436 |
| Instrument | 468082 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 565 W FRANK ST, BIRMINGHAM, MI 48009-1415 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 565 W FRANK ST, BIRMINGHAM, MI 48009-1415 |
| Document Number | 0000438427 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 58080/826 |
| Instrument | 438427 |
| Name | SUPERIOR NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HANCOCK, MI 49930 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 5, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 14, 2022 |
| Property Address | 565 W FRANK ST, BIRMINGHAM, MI 48009-1415 |
| Document Number | 0000470356 |
| Book / Page | 58254 / 556 |
| Map Reference | LB 10 PG 34 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 470356 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 565 W FRANK ST, BIRMINGHAM, MI 48009-1415 |
| Name | Verified Name |
|---|---|
| Address | 543 CHESTER ST, BIRMINGHAM, MI 48009-1418 |
The 2025 property tax bill for 565 W Frank St was $21,232 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,232.00 (-9.78%) Homeowner's exemption | $700,610 | $1,401,220 |
| 2024 | $23,534.00 | ||
| 2023 | $568,830 | $1,137,660 | |
| 2021 | $15,396.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 565 W Frank St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 565 W Frank St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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