Oakland County property record for 553 W Frank St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7.5 ba · 6,037 sqft · built 1999 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $46,882 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-36-154-016 |
| Primary APN | 08-19-36-154-016 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 24 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 6,037 sqft Living Area |
| 1st Floor Area | 3,092 sqft |
| Basement Area | 2,628 sqft |
| Unfinished Basement | 2,628 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,981 sqft (0.298 acres) |
| Lot Dimensions | 129 ft deep x 100 ft wide |
| Garage Area | 907 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 166 sqft |
| Deck Area | 12 sqft |
| Patio Area | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 553 W FRANK ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 36 ARGUS ADD LOTS 30 & 31 1-8-02 FR 004 & 005 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 36 |
| Legal Subdivision | ARGUS ADD |
| Legal Lot Number | 1,30-31 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 153200 |
553 W Frank St is owned and occupied by two individuals who acquired it in July 2011.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 553 W FRANK ST, BIRMINGHAM, MI 48009-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Oct 30, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2011 |
| Deed Sale | Jul 11, 2011 |
| Deed Document Number | 2011127645 |
| Deed Book / Page | 43197 / 47 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 553 W FRANK ST, BIRMINGHAM, MI 48009-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 553 W FRANK ST, BIRMINGHAM, MI 48009-1415 |
| Document Number | 0000279273 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 57208/194 |
| Instrument | 279273 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.72% |
| Type Change Date | Dec 1, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.72% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.72% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 553 W FRANK ST, BIRMINGHAM, MI 48009-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 550 CHESTER ST, BIRMINGHAM, MI 48009-1419 |
| Document Number | 0000221009 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 55049/560 |
| Instrument | 221009 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.47% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.42% |
| Index | 1-Year LIBOR |
| Max Rate | 7.47% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 30, 2020 |
| Property Address | 553 W FRANK ST, BIRMINGHAM, MI 48009-1415 |
| Document Number | 0000225933 |
| Book / Page | 55084 / 130 |
| Map Reference | LB 10 PG 34 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 225933 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 553W W FRANK ST, 553W, BIRMINGHAM, MI 48009-1415 |
| Name | Verified Name |
|---|---|
| Address | 553 W FRANK ST, BIRMINGHAM, MI 48009-1415 |
The 2025 property tax bill for 553 W Frank St was $46,882 with a homeowner's exemption, down 13.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,882.00 (-13.87%) Homeowner's exemption | $1,388,550 | $2,777,100 |
| 2024 | $54,434.00 | ||
| 2023 | $1,417,320 | $2,834,640 | |
| 2021 | $51,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 553 W Frank St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 553 W Frank St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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