565 W 40 N, Orem, UT 84057 Property Records

Utah County property record for 565 W 40 N, Orem, UT 84057

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,511 sqft · built 1995
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$445,900 (Apr 2026)
Tax Bill	$2,223 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-164-0011`

Property Details

APN / Parcel Number

Primary APN	`45-164-0011`
Alternative APN	`063287`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,511 sqft Living Area
Gross Area	3,484 sqft
1st Floor Area	1,511 sqft
Basement Area	1,511 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	063287
Street Address	565 W 40 N
City	OREM
State	UT
Zip	84057-5311
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 11, PLAT A, LA VILLA ROSA SUBDV. AREA 0.100 AC.
Legal Subdivision	LA VILLA ROSA SUB
Legal Lot Number	11
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	1
Census Block	1008
Census Tract	804

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	565 W 40 N, OREM, UT 84057-5311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FCU
Apr 15, 2026	Warranty Deed, Transfer · VA Mortgage FIRST COLONY MORTGAGE CORPORATION
Jun 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UTAH COMMUNITY CU
Jun 19, 2017	Warranty Deed, Transfer BEEHIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	202631421
Prior Transfer Date	Nov 20, 2013
Prior Transfer Doc	0000109051
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	565 W 40 N, OREM, UT 84057-5311
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023036
Date	Feb 22, 2022
Instrument	23036:2022

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 15, 2026
Property Address	565 W 40 N, OREM, UT 84057-5311
Document Number	0000031421
Instrument Date	Apr 15, 2026
Instrument	2026.31421
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	RUDD & HAWKES TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 W 40 N, OREM, UT 84057-5311

Mortgage

Document Number	0000031426,
Date	Apr 15, 2026
Instrument	2026.31426

Lender

Name	FIRST COLONY MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 1, 2020
Property Address	565 W 40 N, OREM, UT 84057-5311
Document Number	0000074943
Instrument Date	May 27, 2020
Instrument	74943:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	STEWART TTL INS AGCY OF UTA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	565 W 40 N, OREM, UT 84057-5311

Mortgage

Document Number	0000074944
Date	Jun 1, 2020
Instrument	74944:2020

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 19, 2017
Property Address	565 W 40 N, OREM, UT 84057-5311
Document Number	0000058989
Instrument Date	Jun 16, 2017
Instrument	58989
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	INWEST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	565 W 40 N OREM UT 840575311, OREM, UT 84057-5311

Mortgage

Document Number	58990
Date	Jun 19, 2017
Instrument	58990

Lender

Name	BEEHIVE CU
Type	Credit Union
Address	REXBURG, ID 83440

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2032

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,825 (-1.18%)	$501,500 (-1.18%) Land $88,900 Building $412,600
2025	$2,223.00 (-3.77%)	$279,125 (-3.72%)	$507,500 (-3.72%) Land $88,900 Building $418,600
2024	$2,310.00 (+4.76%)
2023	$2,205.00 (+7.56%)	$289,905	$527,100 Land $70,600 Building $456,500
2022	$2,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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