565 Sea Spray Ct, Pacifica, CA 94044 Property Records

San Mateo County property record for 565 Sea Spray Ct, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,520 sqft · built 1999
Lot Size	0.1 acres (4,358 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Dec 2003)
Tax Bill	$14,479 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-660-470`

Property Details

APN / Parcel Number

Primary APN	`009-660-470`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	1,270 sqft
2nd Floor Area	1,250 sqft
Basement Area	450 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	4,358 sqft (0.1 acres)
Lot Dimensions	85 ft deep x 45 ft wide
View / Lot	Alley
Garage Type	Basement
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	565 SEA SPRAY CT
City	PACIFICA
State	CA
Zip	94044-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD0000
Legal Description	LOT 47 SKYRIDGE RSM 127/97-103
Legal Subdivision	SKYRIDGE
Legal Lot Number	47
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	4
Census Block	4005
Census Tract	602700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	565 SEA SPRAY CT, PACIFICA, CA 94044-2154
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2003 · Amount on Record
Deed Sale	Dec 19, 2003 · Amount on Record
Prior Sale	Mar 25, 1999 · Amount on Record
Deed Document Number	2003350074
Prior Transfer Date	Nov 22, 2002
Prior Transfer Doc	0000253219
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	565 SEA SPRAY CT, PACIFICA, CA 94044-2154
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 SEA SPRAY CT, PACIFICA, CA 94044-2154

Mortgage

Document Number	0000142144
Date	Oct 6, 2021
Instrument	2021-142144

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	565 SEA SPRAY CT, PACIFICA, CA 94044-2154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 SEA SPRAY CT, PACIFICA, CA 94044-2154

Mortgage

Document Number	0000084791
Date	Aug 24, 2020
Instrument	2020-084791

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,080,400 (+2%) Land $540,200 Building $540,200
2025	$14,479.00 (+6.86%) Homeowner's exemption	$1,059,216 (+4.04%) Land $529,608 Building $529,608
2023	$13,550.00 (+5.2%) Homeowner's exemption	$1,018,088 Land $509,044 Building $509,044	$1,268,190
2022	$12,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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