San Mateo County property record for 538 Sea Spray Ct, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,520 sqft · built 1999 |
| Lot Size | 0.091 acres (3,978 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,100,000 (Oct 2016) |
| Tax Bill | $19,024 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-660-430 |
| Primary APN | 009-660-430 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,520 sqft Living Area |
| Gross Area | 2,970 sqft |
| 1st Floor Area | 1,270 sqft |
| 2nd Floor Area | 1,250 sqft |
| Basement Area | 450 sqft |
| Family Room | Family Room |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 3,978 sqft (0.091 acres) |
| Lot Dimensions | 80 ft deep x 45 ft wide |
| Garage Type | Basement |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 538 SEA SPRAY CT |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-2153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD0000 |
| Legal Description | LOT 43 SKYRIDGE RSM 127/97-103 |
| Legal Subdivision | SKYRIDGE |
| Legal Lot Number | 43 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 602700 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 538 SEA SPRAY CT, PACIFICA, CA 94044-2153 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 5, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2016 · Amount on File |
| Deed Sale | Oct 26, 2016 · Amount on File |
| Prior Sale | Jun 26, 2003 · Amount on File |
| Deed Document Number | 2016111682 |
| Last Transfer Date | Jan 4, 2017 |
| Transfer Doc | 0000000945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 538 SEA SPRAY CT, PACIFICA, CA 94044-2153 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 538 SEA SPRAY CT, PACIFICA, CA 94044-2153 |
| Document Number | 0000058356 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-058356 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jan 5, 2017 |
| Property Address | 538 SEA SPRAY CT, PACIFICA, CA 94044-2153 |
| Document Number | 0000000945 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 945 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 538 SEA SPRAY CT PACIFICA CA 940442153, PACIFICA, CA 94044-2153 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,302,169 (+2%) Land $858,248 Building $443,921 | ||
| 2025 | $19,024.00 (+4.5%) | $1,276,637 (+4.04%) Land $841,420 Building $435,217 | |
| 2023 | $18,204.00 (+7.65%) | $1,227,066 Land $808,748 Building $418,318 | $1,488,330 |
| 2022 | $16,910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, T-Mobile.
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