Indian River County property record for 565 Saunders St, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,026 sqft · built 2022 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $346,850 (Feb 2022) |
| Tax Bill | $5,566 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-12-00002-0620-00002.0 |
| Primary APN | 31-38-12-00002-0620-00002.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,026 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 127 ft deep x 93 ft wide |
| Garage Area | 652 sqft |
| Driveway | Driveway |
| Driveway Area | 1,350 sqft |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 18391 |
|---|---|
| Street Address | 565 SAUNDERS ST |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-4363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HGHLDS REPLAT OF UNIT 2 PAGE 4 BLK 62 LOT 2 PBI 6-89A |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 12 |
| Legal Subdivision | SEBASTIAN HIGHLANDS SUB UNIT 2 PG 4 |
| Legal Block | 62 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 50808 |
565 Saunders St is owned and occupied by an individual who bought it in February 2022.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 565 SAUNDERS ST, SEBASTIAN, FL 32958-4363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage RMC HOME MORTGAGE LLC |
| Jan 25, 2021 | Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on File |
| Deed Sale | Feb 22, 2022 · Amount on File |
| Prior Sale | Jan 25, 2021 · Amount on File |
| Deed Document Number | 3120220011396 |
| Deed Book / Page | 3513 / 2364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 22, 2022 |
| Property Address | 565 SAUNDERS ST, SEBASTIAN, FL 32958-4363 |
| Document Number | 0035132364 |
| Book / Page | 3513 / 2364 |
| Map Reference | MB 6 PG 89&90 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 3120220011396 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,428.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631 |
| Name | Verified Name |
|---|---|
| Address | 565 SAUNDERS ST, SEBASTIAN, FL 32958-4363 |
| Document Number | 0035132365 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 3513/2365 |
| Name | RMC HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 25, 2021 |
| Property Address | 565 SAUNDERS ST, SEBASTIAN, FL 32958-4363 |
| Document Number | 0033802325 |
| Book / Page | 003380 / 002325 |
| Instrument Date | Jan 8, 2021 |
| Instrument | 5083 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1686 W HIBISCUS BLVD MELBOURNE FL 329012631, MELBOURNE, FL 32901-2631 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 565 Saunders St was $5,566.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,566.00 | $350,072 Land $63,257 Building $286,815 | $350,072 Land $63,257 Building $286,815 |
| 2023 | $5,222.00 (+587.11%) | $353,881 (+775.64%) Land $57,985 Building $295,896 | $353,881 (+775.64%) Land $57,985 Building $295,896 |
| 2022 | $760.00 | $40,414 Land $40,414 | $40,414 Land $40,414 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 565 Saunders St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 71 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 71 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 565 Saunders St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures