541 Saunders St, Sebastian, FL 32958 Property Records

Indian River County property record for 541 Saunders St, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,441 sqft · built 1988
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Tax Bill$820 (2025)
Deeds & MortgagesOct 2026 Sale
Flood ZoneZone X (minimal risk)
APN31-38-01-00003-0620-00005.0

Property Details

APN / Parcel Number

Primary APN31-38-01-00003-0620-00005.0
Alternative APN
  • 16781

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,441 sqft Living Area
Gross Area2,043 sqft
1st Floor Area1,441 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCustom Design
Exterior MaterialWood Sheathing
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
View / LotInterior
Garage TypeAttached
Garage Area440 sqft
DrivewayConcrete Driveway
Driveway Area720 sqft
PorchPatio
Porch Area198 sqft
Patio Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address541 SAUNDERS ST
CitySEBASTIAN
StateFL
Zip32958-4363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 02 BLK 62 LOT 5 PBI 5-37
Legal Range38E
Legal Township31S
Legal Section01
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 2
Legal Block62
Legal Lot Number5
Legal Unit2
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group4
Census Block4044
Census Tract50808

Owner

Source: Indian River County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address309 BELL FARMS LN, PALMYRA, VA 22963-5083
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionINDIAN RIVER FL
Recording DateOct 8, 2026
Property Address541 SAUNDERS ST, SEBASTIAN, FL 32958-4363
Document Number0000048015
Book / Page3894 / 1542
Instrument DateSep 30, 2026
Instrument202648015
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address309 BELL FARMS LN, PALMYRA, VA 22963-5083

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$820.00 (+64%)$81,316 (+5.99%)$231,139 (-4.07%) Land $61,200 Building $169,939
2023$500.00 (-8.76%)$76,722 (+3%)$240,947 (+13.83%) Land $56,100 Building $184,847
2022$548.00$74,487$211,681 Land $39,100 Building $172,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies71 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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