Polk County property record for 565 Ralph St, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,817 sqft · built 1959 |
| Lot Size | 0.147 acres (6,390 sqft) |
| Owner | Individual Name on File |
| Last Sale | $284,000 (Jun 2024) |
| Tax Bill | $4,061 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-31-363400-006020 |
| Primary APN | 25-29-31-363400-006020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,817 sqft Living Area |
| Gross Area | 1,907 sqft |
| 1st Floor Area | 1,817 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,390 sqft (0.147 acres) |
| Lot Dimensions | 100 ft deep x 64 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 340 sqft |
| Carport | Carport |
| Carport Area | 340 sqft |
| Porch | Florida Room |
| Porch Area | 180 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 565 RALPH ST |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-3158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MILLERS MANOR PB 42 PG 45 BLK F LOT 2 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 31 |
| Legal Subdivision | MILLERS MANOR |
| Legal Tract | 363400 |
| Legal Block | F |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 15000 |
Source: Polk County records · APN 25-29-31-363400-006020
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 565 RALPH ST, BARTOW, FL 33830-3158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage IMPERIUM LENDING LLC |
| Mar 01, 2019 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Dec 07, 2018 | Trustee's Deed, Foreclosure |
| Oct 10, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 15, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2024 · Amount on Record |
| Deed Sale | Jun 06, 2024 · Amount on Record |
| Prior Sale | Mar 01, 2019 · Amount on Record |
| Deed Document Number | 2024130870 |
| Deed Book / Page | 13143 / 311 |
| Transfer Doc | 4166001423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 565 RALPH ST, BARTOW, FL 33830-3158 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 565 RALPH ST, BARTOW, FL 33830-3158 |
| Document Number | 0000057261 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 13911/324 |
| Instrument | 2026057261 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 01, 2019 |
| Property Address | 565 RALPH ST, BARTOW, FL 33830-3158 |
| Document Number | 0107651844 |
| Book / Page | 010765 / 001844 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 42122 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2019 |
| Title Company | SMART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,084.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 565 RALPH ST BARTOW FL 338303158, BARTOW, FL 33830-3158 |
| Document Number | 107651846 |
|---|---|
| Date | Mar 01, 2019 |
| Book Page | 010765/001846 |
| Instrument | 42123 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 07, 2018 |
| Property Address | 565 RALPH ST, BARTOW, FL 33830-3158 |
| Document Number | 0106911226 |
| Book / Page | 010691 / 001226 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 254141 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 21, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $576.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 93525 LAKELAND FL 338043525, LAKELAND, FL 33804-3525 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 10, 2018 |
| Property Address | 565 RALPH ST, BARTOW, FL 33830-3158 |
| Document Number | 0106370923 |
| Book / Page | 010637 / 000923 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 214090 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 565 RALPH ST BARTOW FL 338303158, BARTOW, FL 33830-3158 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 15, 2018 |
| Property Address | 565 RALPH ST, BARTOW, FL 33830-3158 |
| Document Number | 0104860406 |
| Book / Page | 010486 / 000406 |
| Instrument Date | May 15, 2018 |
| Instrument | 104229 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 213 AVENUE D SW WINTER HAVEN FL 338803424, WINTER HAVEN, FL 33880-3424 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,061.00 (+63.55%) | $222,988 (+39.76%) Land $16,000 Building $206,988 | $222,988 (+10.53%) Land $16,000 Building $206,988 |
| 2023 | $2,483.00 (+15.43%) Homeowner's exemption | $159,548 (+3%) | $201,752 (-12.65%) Land $15,500 Building $186,252 |
| 2022 | $2,151.00 Homeowner's exemption | $154,901 | $230,963 Land $13,000 Building $217,963 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050150003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
Based on FCC filings for 290 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL6530315, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BARTOW serves 21,501 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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