Morrow County property record for 565 N Main St, Heppner, OR 97836
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,628 sqft · built 1928 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,336 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Feb 2019 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 02S2626CC-07200 |
| Primary APN | 02S2626CC-07200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,628 sqft Living Area |
| 1st Floor Area | 1,862 sqft |
| Basement Area | 280 sqft |
| Interior Walls | Concrete |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Detached |
| Garage Area | 132 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Heat Pump |
|---|
| Account Number | 91 |
|---|---|
| Street Address | 565 N MAIN ST |
| City | HEPPNER |
| State | OR |
| Zip | 97836-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PROPERTY:R91 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | JOHNSON ADDITION |
| Jurisdiction | MORROW OR |
| Township / Civil Division | HEPPNER |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 970200 |
565 N Main St is owned by an individual who acquired it in October 2017.
Source: Morrow County records, as of November 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 547, HEPPNER, OR 97836-0547 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF EASTERN OREGON |
| Feb 13, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF EASTERN OREGON |
| Oct 5, 2017 | Intrafamily Transfer, Transfer · Line of Credit FIRST COMMUNITY CU |
| Jan 5, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 5, 2017 |
| Transfer Doc | 0201741076 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORROW OR |
| Property Address | 565 N MAIN ST, HEPPNER, OR 97836-2040 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2022 |
| Title Company | MID COLUMBIA TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 565 N MAIN ST, HEPPNER, OR 97836-2040 |
| Document Number | 0202251923 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022-51923 |
| Name | BANK OF EASTERN OREGON |
|---|---|
| Type | Bank |
| Address | HEPPNER, OR 97836 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 14, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORROW OR |
| Property Address | 565 N MAIN ST, HEPPNER, OR 97836-2040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201943714 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 2019-43714 |
| Name | BANK OF EASTERN OREGON |
|---|---|
| Type | Bank |
| Address | HEPPNER, OR 97836 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 13, 2024 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORROW OR |
| Recording Date | Oct 5, 2017 |
| Property Address | 565 N MAIN ST, HEPPNER, OR 97836-2040 |
| Document Number | 0201741076 |
| Instrument Date | Oct 5, 2017 |
| Instrument | 2017-41076 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | MID-COLUMBIA TITLE COMPANY, MID COLUMBIA TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 547, HEPPNER, OR 97836-0547 |
| Document Number | 0201741183 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 2017-41183 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MORROW OR |
| Recording Date | Jan 5, 2017 |
| Property Address | 565 N MAIN ST, HEPPNER, OR 97836-2040 |
| Document Number | 0201739500 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 2017-39500 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 593, HEPPNER, OR 97836-0593 |
The 2025 property tax bill for 565 N Main St was $4,336, up 15.8% from the year before.
Source: Morrow County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Morrow County |
| Municipality | Heppner City |
| Unified School District | Morrow School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,336.00 (+15.75%) | $161,150 (+3%) | $289,100 (+4.28%) Land $39,090 Building $250,010 |
| 2024 | $3,746.00 (+12.36%) | $156,460 (+3%) | $277,240 (+16.23%) Land $39,090 Building $238,150 |
| 2023 | $3,334.00 (-3.73%) | $151,910 (+3%) | $238,530 (-5.99%) Land $35,540 Building $202,990 |
| 2022 | $3,463.00 | $147,490 | $253,720 Land $32,730 Building $220,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 565 N Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 18, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2012–2016) |
| Most Recent Claim | Oct 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 565 N Main St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 73% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HEPPNER serves 1,187 people · EPA ID OR4100369 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Mountain Net Fiber · Fixed Wireless | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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