Morrow County property record for 535 N Main St, Heppner, OR 97836
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,680 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $42,941 (Sep 1989) |
| Tax Bill | $2,856 (2025) |
| Deeds & Mortgages | Aug 2020 Reverse Mortgage Aug 2020 Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 02S2626CC-07300 |
| Primary APN | 02S2626CC-07300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,680 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Basement Area | 1,332 sqft |
| Finished Basement | 1,332 sqft |
| Interior Walls | Concrete |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Detached |
| Garage Area | 132 sqft |
| Porch | Open Porch |
|---|---|
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Lean-To | 180 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 92 |
|---|---|
| Street Address | 535 N MAIN ST |
| City | HEPPNER |
| State | OR |
| Zip | 97836-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2; RESIDENTIAL |
| Legal Description | PROPERTY:R92 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | JOHNSONS ADD |
| Jurisdiction | MORROW OR |
| Township / Civil Division | HEPPNER |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 970200 |
535 N Main St is owned by two individuals who bought it in September 1989.
Source: Morrow County records, as of November 21, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1103, HEPPNER, OR 97836-1103 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2020 | Deed of Trust, Mortgage · Reverse Mortgage COMMISSIONER OF HOUSING AND URBAN DEVELO |
| Aug 28, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1989 · Amount on File |
| Deed Sale | Sep 1, 1989 · Amount on File |
| Deed Document Number | 1989 78 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORROW OR |
| Property Address | 535 N MAIN ST, HEPPNER, OR 97836-2040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 535 N MAIN ST, HEPPNER, OR 97836-2040 |
| Document Number | 202047079 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020-47079 |
| Name | COMMISSIONER OF HOUSING AND URBAN DEVELO |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Sep 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORROW OR |
| Property Address | 535 N MAIN ST, HEPPNER, OR 97836-2040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 535 N MAIN ST, HEPPNER, OR 97836-2040 |
| Document Number | 202047078 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020-47078 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Sep 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
The 2025 property tax bill for 535 N Main St was $2,856, up 15.3% from the year before.
Source: Morrow County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Morrow County |
| Municipality | Heppner City |
| Unified School District | Morrow School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,856.00 (+15.35%) | $106,130 (+3%) | $200,200 (+3.95%) Land $39,090 Building $161,110 |
| 2024 | $2,476.00 (+3.38%) | $103,040 (+3%) | $192,600 (+8.76%) Land $39,090 Building $153,510 |
| 2023 | $2,395.00 (+2.39%) | $100,040 (+3%) | $177,090 (-6.85%) Land $35,540 Building $141,550 |
| 2022 | $2,339.00 | $97,130 | $190,120 Land $32,730 Building $157,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 535 N Main St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 18, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2012–2016) |
| Most Recent Claim | Oct 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 535 N Main St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 73% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HEPPNER serves 1,187 people · EPA ID OR4100369 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Mountain Net Fiber · Fixed Wireless | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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