Gallatin County property record for 485 E River Rock Rd, Belgrade, MT 59714 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,387 sqft Living Area |
| Lot Size | 7,579 sqft (0.174 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2019) |
| Tax Bill | $2,295.00 (2025) |
| Primary APN | 00RFF45719 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 2,387 sqft Living Area |
| 1st Floor | 1,076 sqft 1st Floor |
| Upper Floors | 1,311 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,579 sqft (0.174 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 672 sqft Garage |
| Deck Area | 120 sqft Deck |
| Porch Area | 78 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 00RFF45719 |
|---|---|
| Street Address | 485 E RIVER ROCK RD |
| City | BELGRADE |
| State | MT |
| Zip | 59714-9221 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | RIVER ROCK SUB PH 6B, S03, T01 S, R04 E, BLOCK 28, LOT 10, PLAT J-323 |
| Legal Range | 04E |
| Legal Township | 01S |
| Legal Section | 03 |
| Legal Subdivision | RIVER ROCK SUB PH 6B |
| Legal Block | 28 |
| Legal Lot Number | 10 |
| Jurisdiction | GALLATIN MT |
| Minor Civil Division | BELGRADE |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 201 |
Source: Gallatin County records · APN 00RFF45719
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 485 E RIVER ROCK RD, BELGRADE, MT 59714-9221 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 23, 2025 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jun 09, 2017 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jul 21, 2006 | Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF BELGRADE |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jun 09, 2017 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK |
| Aug 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Mar 05, 2007 | Joint Tenancy Deed, Transfer · Adjustable Rate Mortgage (ARM) US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on Record |
| Deed Sale | Aug 20, 2019 · Amount on Record |
| Prior Sale | Aug 04, 2015 · Amount on Record |
| Deed Doc Number | 20192655026 |
| Prior Transfer Date | Jul 02, 2015 |
| Prior Transfer Doc | 2520354 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 485 E RIVER ROCK RD, BELGRADE, MT 59714-9221 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002855482 |
|---|---|
| Date | Jul 23, 2025 |
| Instrument | 2855482 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 485 E RIVER ROCK RD, BELGRADE, MT 59714-9221 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0002582299 |
|---|---|
| Date | Jun 09, 2017 |
| Instrument | 2582299 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | BELGRADE, MT 59714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 485 E RIVER ROCK RD, BELGRADE, MT 59714-9221 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002740829 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2740829 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 485 E RIVER ROCK RD, BELGRADE, MT 59714-9221 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF BOZEMAN |
| Name | Verified Name |
|---|
| Document Number | 0002235522 |
|---|---|
| Date | Jul 21, 2006 |
| Instrument | 2235522 |
| Name | VALLEY BANK OF BELGRADE |
|---|---|
| Address | 98 N BROADWAY, BELGRADE, MT 59714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 19, 2031 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 485 E RIVER ROCK RD, BELGRADE, MT 59714-9221 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2740829 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2740829 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 485 E RIVER ROCK RD, BELGRADE, MT 59714-9221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 2582299 |
|---|---|
| Date | Jun 09, 2017 |
| Instrument | 2582299 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | BELGRADE, MT 59714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Aug 20, 2019 |
| Property Address | 485 E RIVER ROCK RD, BELGRADE, MT 59714-9221 |
| Document Number | 2655026 |
| Map Reference | PL J-323 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 2655026 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | MONTANA TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 485 E RIVER ROCK RD, BELGRADE, MT 59714-9221 |
| Investor | Possibly a Property Investor |
| Document Number | 2655027 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 2655027 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Mar 05, 2007 |
| Property Address | 485 E RIVER ROCK RD, BELGRADE, MT 59714-9221 |
| Document Number | 0002258631 |
| Map Reference | MB J-323 |
| Instrument Date | Feb 23, 2007 |
| Instrument | 2258631 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Title Company | SECURITY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 485 E RIVER ROCK RD, BELGRADE, MT 59714-9221 |
| Document Number | 0002258632 |
|---|---|
| Date | Mar 05, 2007 |
| Instrument | 2258632 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | 52-Week T-Bill (1-Year) |
| Document Number | 0002258635 |
|---|---|
| Date | Mar 05, 2007 |
| Instrument | 2258635 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2022 |
Source: Gallatin County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Belgrade Elementary School District (PK - 08) |
| Secondary School District | Belgrade High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,295.00 (-42.18%) | $602,900 (-1.16%) | $602,900 (-1.16%) Land $137,132 Building $465,768 |
| 2023 | $3,969.00 | $610,000 | $610,000 Land $110,702 Building $499,298 |
Source: FEMA National Flood Hazard Layer, Gallatin County (30031C), updated July 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low 6th percentile nationally · 1st in Montana |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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