565 Cumberland Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 565 Cumberland Dr, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,130 sqft · built 1984
Lot Size0.219 acres (9,530 sqft)
OwnerCompany Name on Record
Last Sale$173,000 (Apr 1996)
Tax Bill$4,044 (2026)
Deeds & MortgagesApr 2020 Mortgage
Apr 2019 Transfer
Flood ZoneZone X (minimal risk)
APN234-170-220-000

Property Details

APN / Parcel Number

Primary APN234-170-220-000
Alternative APNs
  • 234-170-22
  • 23150056

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,130 sqft Living Area
1st Floor Area2,130 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood
Lot Area9,530 sqft (0.219 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number234-170-22
Street Address565 CUMBERLAND DR
CityTRACY
StateCA
Zip95376-4936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1573 LOT 103
Legal SubdivisionTENNIS VISTA
Legal Tract1573
Legal Block1
Legal Lot Number103
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1015
Census Tract5403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address565 CUMBERLAND DR, TRACY, CA 95376-4936
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Apr 12, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 1996 · Amount on Record
Deed SaleApr 1, 1996 · Amount on Record
Deed Document Number199634204
Last Transfer DateOct 5, 1998
Transfer Doc0000120536
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address565 CUMBERLAND DR, TRACY, CA 95376-4936
Document Number0000052653
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyVISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 CUMBERLAND DR TRACY CA 953764936, TRACY, CA 95376-4936

Mortgage

Document Number0000052653
DateMay 4, 2020
Instrument52653
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 3, 2050

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 12, 2019
Property Address565 CUMBERLAND DR, TRACY, CA 95376-4936
Document Number0000036726
Instrument DateMar 14, 2016
Instrument36726
Transaction TypeTransfer
Record UpdatedApr 25, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address565 CUMBERLAND DR TRACY CA 953764936, TRACY, CA 95376-4936

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,044.00 (-0.02%)
2025$4,045.00 (+10.25%)$350,463 (+4.04%) Land $91,361 Building $259,102
2023$3,669.00 (+2.06%)$336,856 Land $87,814 Building $249,042$678,510
2022$3,595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Matrix Broadband, Verizon.

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