545 Cumberland Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 545 Cumberland Dr, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,910 sqft · built 1984
Lot Size	0.188 acres (8,177 sqft)
Owner	Company Name on Record
Last Sale	$407,500 (Feb 2004)
Tax Bill	$6,592 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-170-210-000`

Property Details

APN / Parcel Number

Primary APN	`234-170-210-000`
Alternative APNs	`234-170-21` `23150057`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,177 sqft (0.188 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	234-170-21
Street Address	545 CUMBERLAND DR
City	TRACY
State	CA
Zip	95376-4936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN JAN-12-1994 FROM ORIGINAL APN 231-500-57
Legal Subdivision	TENNIS VISTA
Legal Tract	1573
Legal Block	1
Legal Lot Number	104
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1015
Census Tract	5403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	545 CUMBERLAND DR, TRACY, CA 95376-4936
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Oct 7, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO
Dec 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2004 · Amount on Record
Deed Sale	Feb 27, 2004 · Amount on Record
Prior Sale	Dec 30, 1996 · Amount on Record
Deed Document Number	200438929
Last Transfer Date	Sep 29, 2021
Transfer Doc	0000168470
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 7, 2021
Property Address	545 CUMBERLAND DR, TRACY, CA 95376-4936
Document Number	0000168470
Map Reference	MB 25 PG 72
Instrument Date	Sep 29, 2021
Instrument	2021-168470
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	545 CUMBERLAND DR, TRACY, CA 95376-4936

Mortgage

Document Number	0000168471
Date	Oct 7, 2021
Instrument	2021-168471

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 7, 2021
Property Address	545 CUMBERLAND DR, TRACY, CA 95376-4936
Document Number	0000168472
Map Reference	MB 25 PG 72
Instrument Date	Sep 29, 2021
Instrument	2021-168472
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	545 CUMBERLAND DR, TRACY, CA 95376-4936

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 26, 2019
Property Address	545 CUMBERLAND DR, TRACY, CA 95376-4936
Document Number	0000152729
Instrument Date	Nov 15, 2019
Instrument	152729
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	545 CUMBERLAND DR TRACY CA 953764936, TRACY, CA 95376-4936

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,592.00
2025	$6,592.00 (+10.31%) Homeowner's exemption	$579,348 (+4.04%) Land $173,447 Building $405,901
2023	$5,976.00 (+2.1%) Homeowner's exemption	$556,854 Land $166,713 Building $390,141	$646,920
2022	$5,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband, Verizon.

Nearby Properties on Cumberland Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures