DeKalb County property record for 565 Co Rd 45, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1965 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $31 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-12-200-002.000-018 |
| Primary APN | 17-02-12-200-002.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Mixed |
| Garage Area | 914 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 100212200002 |
|---|---|
| Street Address | 565 COUNTY ROAD 45 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 NE1/4 SECTION 12 TWP 35 RANGE 13 ACRES 0.4100 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 20100 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 565 COUNTY ROAD 45, WATERLOO, IN 46793-9769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Feb 21, 2023 |
| Property Address | 565 COUNTY ROAD 45, WATERLOO, IN 46793-9769 |
| Document Number | 0202300850 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 202300850 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 565 COUNTY ROAD 45, WATERLOO, IN 46793-9769 |
| Name | Verified Name |
|---|---|
| Address | 565 COUNTY ROAD 45, WATERLOO, IN 46793-9769 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31.00 (-38%) | $136,200 (+6.49%) Land $19,700 Building $116,500 | $136,200 (+6.49%) Land $19,700 Building $116,500 |
| 2024 | $50.00 | $127,900 (+4.24%) Land $19,000 Building $108,900 | $127,900 (+4.24%) Land $19,000 Building $108,900 |
| 2023 | $50.00 (+2.04%) | $122,700 (+11.14%) Land $17,900 Building $104,800 | $122,700 (+11.14%) Land $17,900 Building $104,800 |
| 2022 | $49.00 | $110,400 Land $15,600 Building $94,800 | $110,400 Land $15,600 Building $94,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| MetaLINK Technologies Fixed Wireless | 25 / 5 |
May also be available: Mercury Fiber, Watch TV.
5G (outdoors only) and 4G LTE
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