DeKalb County property record for 852 Co Rd 45, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,604 sqft · built 1938 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,900 (Jul 1999) |
| Tax Bill | $828 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-12-300-006.000-018 |
| Primary APN | 17-02-12-300-006.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 100212300006 |
|---|---|
| Street Address | 852 COUNTY ROAD 45 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT S1/2 SW1/4 SECTION 12 TWP 35 RANGE 13 ACRES 2.0000 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20100 |
852 Co Rd 45 is owned and occupied by an individual who bought it in July 1999.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 852 COUNTY ROAD 45, WATERLOO, IN 46793-9760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 1999 · Amount on File |
| Deed Sale | Jul 9, 1999 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 852 Co Rd 45 was $828, down 7.4% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $828.00 (-7.38%) | $202,800 (+3.36%) Land $37,900 Building $164,900 | $202,800 (+3.36%) Land $37,900 Building $164,900 |
| 2024 | $894.00 (+9.69%) | $196,200 (+4.31%) Land $36,500 Building $159,700 | $196,200 (+4.31%) Land $36,500 Building $159,700 |
| 2023 | $815.00 (-18.74%) | $188,100 (+11.04%) Land $34,400 Building $153,700 | $188,100 (+11.04%) Land $34,400 Building $153,700 |
| 2022 | $1,003.00 | $169,400 Land $29,900 Building $139,500 | $169,400 Land $29,900 Building $139,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 852 Co Rd 45 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 852 Co Rd 45 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: AT&T, Lakeland Internet.
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