565 Chiswick Way, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 565 Chiswick Way, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,855 sqft · built 1987
Lot Size0.926 acres (40,345 sqft)
OwnerCompany Name on Record
Last Sale$1,800,000 (Mar 2024)
Tax Bill$19,629 (2025)
Deeds & MortgagesMar 2024 Sale
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN013-351-054

Property Details

APN / Parcel Number

Primary APN013-351-054

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,855 sqft Living Area
1st Floor Area1,855 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeWood
Lot Area40,345 sqft (0.926 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address565 CHISWICK WAY
CityCAMBRIA
StateCA
Zip93428-1909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTR 420 LTS 2 & 3
Legal SubdivisionTRACT NO 420
Legal Tract420
Legal Block1
Legal Lot Number2,3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1019
Census Tract10404

Owner

Source: San Luis Obispo County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address565 CHISWICK WAY, CAMBRIA, CA 93428-1909
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2024Bargain and Sale Deed, Transfer
PLACER TITLE COMPANY
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOGIX FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2024 · Amount on Record
Deed SaleMar 13, 2024 · Amount on Record
Prior SaleNov 15, 1996 · Amount on Record
Deed Document Number20246557
Prior Transfer DateDec 7, 2022
Prior Transfer Doc0000048124
Record UpdatedOct 29, 2026

March 2024: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 13, 2024
Property Address565 CHISWICK WAY, CAMBRIA, CA 93428-1909
Document Number0000006557
Map ReferenceMB 8 PG 20
Instrument DateFeb 27, 2024
Instrument2024006557
Transaction TypeTransfer
Record UpdatedMar 22, 2024
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 CHISWICK WAY, CAMBRIA, CA 93428-1909

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address565 CHISWICK WAY, CAMBRIA, CA 93428-1909
Transaction TypeMortgage
Record UpdatedMay 13, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 CHISWICK WAY, CAMBRIA, CA 93428-1909

Mortgage

Document Number0000033414
DateMay 4, 2021
Instrument2021033414
Lender
NameLOGIX FCU
TypeCredit Union
AddressBURBANK, CA 91505
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Type Change DateJun 1, 2026
Change Frequency5 Years
Min Rate At Change2%
Max Rate At Change4.37%
Index5-Year CMT
Margin2
Max Rate7.37%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,872,720 (+2%) Land $1,040,400 Building $832,320
2025$19,629.00 (+146.38%) Homeowner's exemption$1,836,000 (+151.09%) Land $1,020,000 Building $816,000
2023$7,967.00 (+2.01%) Homeowner's exemption$731,211 Land $418,970 Building $312,241
2022$7,810.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Ranch Wifi, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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