San Luis Obispo County property record for 495 Chiswick Way, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,062 sqft · built 1987 |
| Lot Size | 0.502 acres (21,844 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,350,000 (Sep 2021) |
| Tax Bill | $15,451 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-351-006 |
| Primary APN | 013-351-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,062 sqft Living Area |
| 1st Floor Area | 2,062 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Lot Area | 21,844 sqft (0.502 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 495 CHISWICK WAY |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 420 LT 6 |
| Legal Subdivision | TRACT NO 420 |
| Legal Tract | 420 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10404 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 25641, FRESNO, CA 93729-5641 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on Record |
| Deed Sale | Sep 13, 2021 · Amount on Record |
| Deed Document Number | 202162843 |
| Prior Transfer Date | Feb 13, 2002 |
| Prior Transfer Doc | 0000012823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 13, 2021 |
| Property Address | 495 CHISWICK WAY, CAMBRIA, CA 93428-1907 |
| Document Number | 0000062843 |
| Map Reference | MB 8 PG 20 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021062843 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | LAWYERS TITLE IE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 25641, FRESNO, CA 93729-5641 |
| Investor | Possibly a Property Investor |
| Document Number | 0000062844 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021062844 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,461,281 (+2%) Land $703,580 Building $757,701 | |
| 2025 | $15,451.00 (+4.02%) | $1,432,630 (+4.04%) Land $689,785 Building $742,845 |
| 2023 | $14,854.00 (+1.98%) | $1,377,000 Land $663,000 Building $714,000 |
| 2022 | $14,566.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Ranch Wifi, Verizon.
4G LTE (outdoors only), no 5G reported
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