Cayuga County and Summerhill Town property record for 565 Champlin Rd, Locke, NY 13092
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,496 sqft · built 1972 |
| Lot Size | 14.8 acres (644,688 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,203 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 055800 243.00-1-13.1 |
| Primary APN | 055800 243.00-1-13.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,496 sqft Living Area |
| 1st Floor Area | 2,496 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Game Room | Game Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 644,688 sqft (14.8 acres) |
| Garage Type | Basement |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 846 sqft |
| Canopy | 240 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 20012161 |
|---|---|
| Street Address | 565 CHAMPLIN RD |
| City | LOCKE |
| State | NY |
| Zip | 13092-3124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 200 |
| Legal Description | SM 88-1 AD 753-346 INC 243.00-1-13 & 14.2 |
| Legal Block | 1 |
| Legal Lot Number | 13.001 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | SUMMERHILL |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 40900 |
Source: Cayuga County and Summerhill Town records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 565 CHAMPLIN RD, LOCKE, NY 13092-3124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2016 |
| Transfer Doc | 001620/110 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 565 CHAMPLIN RD, LOCKE, NY 13092-3124 |
| Document Number | 0036460001 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 4651 MCDONALD RD HOMER NY 130779499, HOMER, NY 13077-9499 |
| Document Number | 0036460001 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 003646/000001 |
| Instrument | 182415 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cayuga County and Summerhill Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Summerhill Town |
| Unified School District | Groton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,203.00 (-0.62%) Homeowner's exemption Senior Citizen's exemption | $292,000 (-) Land $43,500 Building $248,500 | $331,818 (+13.64%) Land $49,432 Building $282,386 |
| 2024 | $3,223.00 (-6.42%) | ||
| 2023 | $292,000 Land $43,500 Building $248,500 | $292,000 Land $43,500 Building $248,500 | |
| 2020 | $3,444.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1981–2004) |
| Most Recent Claim | Apr 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
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