500 Champlin Rd, Locke, NY 13092 Property Records

Cayuga County and Summerhill Town property record for 500 Champlin Rd, Locke, NY 13092 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,241 sqft · built 1999
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2025)
Tax Bill	$2,980 (2025)
Deeds & Mortgages	Nov 2021 Refinance Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055800 244.00-1-29.82`

Property Details

APN / Parcel Number

Primary APN	`055800 244.00-1-29.82`
Alternative APN	`580024400000010290080000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,241 sqft Living Area
1st Floor Area	2,241 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Patio Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	500 CHAMPLIN RD
City	LOCKE
State	NY
Zip	13092-4184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNR SM SM 99-5 LOT B OFF 244-1-29.311
Legal Block	1
Legal Lot Number	29.082
Jurisdiction	CAYUGA NY
Township / Civil Division	SUMMERHILL
Census Block Group	2
Census Block	2041
Census Tract	40900

Owner

Source: Cayuga County and Summerhill Town records · APN 055800 244.00-1-29.82

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 HYATT ST, CORTLAND, NY 13045-3112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOMPKINS TRUST CO
Sep 03, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage TOMPKINS COMMUNITY BANK
Dec 07, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2025 · Amount on Record
Deed Sale	Sep 03, 2025 · Amount on Record
Prior Sale	Dec 07, 2020 · Amount on Record
Deed Document Number	2025238212
Deed Book / Page	4648 / 248
Prior Transfer Date	Jan 09, 1999
Prior Transfer Doc	0998000126
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	500 CHAMPLIN RD, LOCKE, NY 13092-4184
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004138/54
Date	Nov 12, 2021
Book Page	4138/54
Instrument	2021-209259

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2031

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Sep 03, 2025
Property Address	500 CHAMPLIN RD, LOCKE, NY 13092-4184
Document Number	004648/248
Book / Page	4648 / 248
Instrument Date	Aug 22, 2025
Instrument	2025-238212
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	22 HYATT ST, CORTLAND, NY 13045-3112

Mortgage

Document Number	2025238213
Date	Sep 03, 2025
Instrument	2025-238213

Lender

Name	TOMPKINS COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Dec 07, 2020
Property Address	500 CHAMPLIN RD, LOCKE, NY 13092-4184
Document Number	0039720013
Book / Page	003972 / 000013
Instrument Date	Nov 17, 2020
Instrument	200410
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4205 PEELER CREEK LN CHAPEL HILL NC 275169068, CHAPEL HILL, NC 27516-9068

Tax Assessment & Valuation

Source: Cayuga County and Summerhill Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Summerhill Town
Unified School District	Groton Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,980.00 (-5.61%) Veteran's exemption	$286,000 (-) Land $31,000 Building $255,000	$325,000 (+3.41%) Land $35,227 Building $289,773
2024	$3,157.00 Veteran's exemption	$286,000 (-) Land $31,000 Building $255,000	$314,286 (+9.89%) Land $34,066 Building $280,220
2023		$286,000 Land $31,000 Building $255,000	$286,000 Land $31,000 Building $255,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360110409002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2004)
Most Recent Claim	Apr 2004, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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