565 Cardinal Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 565 Cardinal Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,683 sqft · built 2001
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (May 2026)
Tax Bill	$2,543 (2025)
Deeds & Mortgages	May 2026 Sale May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0049H157000`

Property Details

APN / Parcel Number

Primary APN	`0049H157000`
Alternative APNs	`0049H157` `22453`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,683 sqft Heated Area
1st Floor Area	1,683 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	263 ft deep x 97 ft wide
Garage Type	Unfinished
Garage Area	598 sqft
Porch	Slab
Porch Area	424 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22453
Street Address	565 CARDINAL RD
City	RINGGOLD
State	GA
Zip	30736-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 157 THE MEADOWS PH 2
Legal Subdivision	THE MEADOWS PH 2
Legal Phase	2
Legal Lot Number	157
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	4
Census Block	4004
Census Tract	30202

Owner

Source: Catoosa County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	565 CARDINAL RD, RINGGOLD, GA 30736-4937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer
May 4, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Jun 13, 2025 · Amount on Record
Deed Document Number	20263098
Deed Book / Page	2446 / 386
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 7, 2026
Property Address	565 CARDINAL RD, RINGGOLD, GA 30736-4937
Document Number	0024460386
Book / Page	2446 / 386
Instrument Date	May 5, 2026
Instrument	20263098
Transaction Type	Transfer
Record Updated	Jun 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 CARDINAL RD, RINGGOLD, GA 30736-4937

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	565 CARDINAL RD, RINGGOLD, GA 30736-4937
Document Number	0020500690
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	565 CARDINAL RD RINGGOLD GA 307364937, RINGGOLD, GA 30736-4937

Mortgage

Document Number	0020500690
Date	May 8, 2020
Book Page	002050/000690

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,543.00 (+9.42%) Homeowner's exemption	$141,145 (+33.35%) Land $15,000 Building $126,145	$352,863 (+33.35%) Land $37,500 Building $315,363
2023	$2,324.00 (+19.79%) Homeowner's exemption	$105,842 Land $15,000 Building $90,842	$264,606 Land $37,500 Building $227,106
2022	$1,940.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL	100 / 20

May also be available: T-Mobile.

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