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557 Cardinal Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 557 Cardinal Rd, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,560 sqft · built 2001
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$145,600 (Sep 2003)
Tax Bill$2,346 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Nov 2023 Transfer
Flood ZoneZone X (minimal risk)
APN0049H158000

Property Details

APN / Parcel Number

Primary APN0049H158000
Alternative APNs
  • 0049H158
  • 22454

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,560 sqft Heated Area
1st Floor Area1,560 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Garage Area495 sqft
PorchSlab
Porch Area202 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number22454
Street Address557 CARDINAL RD
CityRINGGOLD
StateGA
Zip30736-4937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 158 THE MEADOWS PH 2
Legal SubdivisionTHE MEADOWS PH 2
Legal Phase2
Legal Lot Number158
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group4
Census Block4004
Census Tract30202

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address557 CARDINAL RD, RINGGOLD, GA 30736-4937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2022Deed of Trust, Mortgage · Line of Credit
TENNESSEE VALLEY FEDERAL CREDIT UNION
Nov 8, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2003 · Amount on Record
Deed SaleSep 4, 2003 · Amount on Record
Deed Book / Page1029 / 15
Last Transfer DateNov 7, 2023
Transfer Doc0023020843
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address557 CARDINAL RD, RINGGOLD, GA 30736-4937
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address557 CARDINAL RD, RINGGOLD, GA 30736-4937

Mortgage

Document Number0022550000000332
DateDec 12, 2022
Book Page0000002255/0000000332
Instrument009688
Lender
NameTENNESSEE VALLEY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term228 Months
DueJan 1, 2042

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCATOOSA GA
Recording DateNov 8, 2023
Property Address557 CARDINAL RD, RINGGOLD, GA 30736-4937
Document Number0023020843
Book / Page2302 / 843
Instrument DateNov 7, 2023
InstrumentD2023007174
Transaction TypeTransfer
Record UpdatedFeb 5, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address557 CARDINAL RD, RINGGOLD, GA 30736-4937

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,346.00 (+9.68%) Homeowner's exemption Senior Citizen's exemption$131,957 (+33.44%) Land $15,000 Building $116,957$329,892 (+33.44%) Land $37,500 Building $292,392
2023$2,139.00 (+23%) Homeowner's exemption Senior Citizen's exemption$98,886 Land $15,000 Building $83,886$247,215 Land $37,500 Building $209,715
2022$1,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 84% of Georgia
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Ringgold Telephone Company
DSL		100 / 20

May also be available: T-Mobile.

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