5649 Oak Knoll Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5649 Oak Knoll Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2022
Square Footage	2,904 sqft Heated Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$657,100 (2022)
Tax Bill	$8,123.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`092531502400011160`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,904 sqft Heated Area
Gross Area	3,607 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	260 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5649 OAK KNOLL DR
City	SAINT CLOUD
State	FL
Zip	34771-9395
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SPLIT OAK RESERVE PH 2 PB 30 PGS 46-46A LOT 116
Legal Subdivision	SPLIT OAK RESERVE
Legal Phase	2
Legal Lot Number	116
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records · APN 092531502400011160

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5649 OAK KNOLL DR, SAINT CLOUD, FL 34771-9395
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Deed Doc Number	2022183782
Deed Book / Page	6334 / 2818
Record Refreshed	Jun 08, 2026

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 27, 2022
Property Address	5649 OAK KNOLL DR, SAINT CLOUD, FL 34771-9395
Document Number	0063342818
Book / Page	6334 / 2818
Map Reference	MB 30 PG 46-46A
Instrument Date	Dec 19, 2022
Instrument	2022183782
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Tax	$4,599.70
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5649 OAK KNOLL DR, SAINT CLOUD, FL 34771-9395

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,123.00 (+4.01%)	$534,900 (+3.9%) Land $93,000 Building $441,900	$534,900 (+3.9%) Land $93,000 Building $441,900
2023	$7,810.00 (+871.39%)	$514,800 (+635.43%) Land $93,000 Building $421,800	$514,800 (+635.43%) Land $93,000 Building $421,800
2022	$804.00	$70,000 Land $70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	About 1 in 166 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.