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5641 Oak Knoll Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5641 Oak Knoll Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,197 sqft · built 2022
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Jan 2026)
Tax Bill$6,149 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Mar 2023 Transfer
+ 1 more
Flood ZoneZone A (high risk)
APN09-25-31-5024-0001-1180

Property Details

APN / Parcel Number

Primary APN09-25-31-5024-0001-1180
Alternative APN
  • 253109502400011180

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,197 sqft Living Area
Gross Area2,893 sqft
1st Floor Area2,197 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFlorida Room
Porch Area296 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5641 OAK KNOLL DR
CitySAINT CLOUD
StateFL
Zip34771-9395
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPLIT OAK RESERVE PH 2 PB 30 PGS 46-46A LOT 118
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionSPLIT OAK RESERVE
Legal Phase2
Legal Lot Number118
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43700

Owner

Source: Osceola County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4365 CAMPSITE LOOP, ORLANDO, FL 32824-4544
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Warranty Deed, Transfer · Conventional Mortgage
INNOVATIVE MORTGAGE SERVICES
Mar 31, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 28, 2022Special Warranty Deed, Subdivision Related Transfer
PGP TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2026 · Amount on Record
Deed SaleJan 9, 2026 · Amount on Record
Prior SaleDec 28, 2022 · Amount on Record
Deed Document Number20264032
Deed Book / Page6906 / 1060
Prior Transfer DateFeb 26, 2023
Prior Transfer Doc0063792697
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 9, 2026
Property Address5641 OAK KNOLL DR, SAINT CLOUD, FL 34771-9395
Document Number0069061060
Book / Page6906 / 1060
Map ReferenceMB 30 PG 46&46A
Instrument DateJan 9, 2026
Instrument2026004032
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12319 PIONEERS WAY, ORLANDO, FL 32832-2882

Transferred To (Grantee/Buyer)

NameVerified Name
Address4365 CAMPSITE LOOP, ORLANDO, FL 32824-4544

Mortgage

Document Number0069061062
DateJan 9, 2026
Instrument6906/1062
Lender
NameINNOVATIVE MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 31, 2023
Property Address5641 OAK KNOLL DR, SAINT CLOUD, FL 34771-9395
Document Number0063792697
Book / Page6379 / 2697
Map ReferenceMB 30 PG 46-46A
Instrument DateFeb 26, 2023
Instrument2023036804
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5641 OAK KNOLL DR, SAINT CLOUD, FL 34771-9395

Transferred To (Grantee/Buyer)

NameVerified Name
Address5641 OAK KNOLL DR, SAINT CLOUD, FL 34771-9395

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 28, 2022
Property Address5641 OAK KNOLL DR, SAINT CLOUD, FL 34771-9395
Document Number0063352877
Book / Page6335 / 2877
Map ReferenceMB 30 PG 46&46A
Instrument DateDec 21, 2022
Instrument2022184457
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Tax$3,633.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address5641 OAK KNOLL DR, SAINT CLOUD, FL 34771-9395

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,149.00 (-1.57%) Homeowner's exemption Senior Citizen's exemption$445,400 (+5.12%) Land $93,000 Building $352,400$445,400 (+5.12%) Land $93,000 Building $352,400
2024$6,247.00 (-4.45%)
2023$6,538.00 (+713.18%)$423,700 (+505.29%) Land $93,000 Building $330,700$423,700 (+505.29%) Land $93,000 Building $330,700
2022$804.00$70,000 Land $70,000$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

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