5649 James Dr, Oak Forest, IL 60452 Property Records

Cook County property record for 5649 James Dr, Oak Forest, IL 60452

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,008 sqft · built 1969
Lot Size	0.166 acres (7,241 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jun 2018)
Tax Bill	$7,480 (2023)
Deeds & Mortgages	Apr 2023 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-17-410-005`

Property Details

APN / Parcel Number

Primary APN	`28-17-410-005`
Alternative APN	`28-17-410-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,241 sqft (0.166 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5649 JAMES DR
City	OAK FOREST
State	IL
Zip	60452-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	36N
Legal Section	17
Legal Subdivision	WARREN J PETERS 7 ADD EL MORRO
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	2
Census Block	2012
Census Tract	824505

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5649 JAMES DR, OAK FOREST, IL 60452-2836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
May 27, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jul 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jun 22, 2018	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	201833322
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5649 JAMES DR, OAK FOREST, IL 60452-2836
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5649 JAMES DR, OAK FOREST, IL 60452-2836

Mortgage

Document Number	0011113118
Date	Apr 21, 2023
Instrument	2311113118

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jun 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5649 JAMES DR, OAK FOREST, IL 60452-2836
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5649 JAMES DR, OAK FOREST, IL 60452-2836

Mortgage

Document Number	0014739136
Date	May 27, 2022
Instrument	2214739136

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5649 JAMES DR, OAK FOREST, IL 60452-2836
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5649 JAMES DR, OAK FOREST, IL 60452-2836

Mortgage

Document Number	0020307308
Date	Jul 22, 2021
Instrument	2120307308

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jul 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 22, 2018
Property Address	5649 JAMES DR, OAK FOREST, IL 60452-2836
Document Number	1817333322
Instrument Date	Jun 11, 2018
Instrument	17333322
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5649 JAMES DR OAK FOREST IL 604522836, OAK FOREST, IL 60452-2836

Mortgage

Document Number	1817333323
Date	Jun 22, 2018
Instrument	17333323

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Oak Forest City
Elementary School District	Arbor Park School District 145 (PK - 08)
Secondary School District	Bremen Community High School District 228 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,001 (+42.66%) Land $3,259 Building $20,742	$240,010 (+42.66%) Land $32,590 Building $207,420
2023	$7,480.00 (+19.81%)
2022	$6,243.00	$16,824 Land $2,896 Building $13,928	$168,240 Land $28,960 Building $139,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK FOREST serves 27,478 people · EPA ID IL0312190
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on James Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures