5643 James Dr, Oak Forest, IL 60452 Property Records

Cook County property record for 5643 James Dr, Oak Forest, IL 60452

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 990 sqft · built 1970
Lot Size	0.163 acres (7,110 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Nov 2018)
Tax Bill	$6,395 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-17-410-006`

Property Details

APN / Parcel Number

Primary APN	`28-17-410-006`
Alternative APN	`28-17-410-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	990 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,110 sqft (0.163 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5643 JAMES DR
City	OAK FOREST
State	IL
Zip	60452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARREN J (PETERS) (SEVENTH) ADD TO (ELMORRO) SUB OF P T OF N 60 ACS OF SE & PT OF SE OF NE SEC 17-36-13
Legal Range	13E
Legal Township	36N
Legal Section	17
Legal Subdivision	PETERS SEVENTH ADD TO ELMORRO
Legal Lot Number	326
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	2
Census Block	2012
Census Tract	824505

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5645 JAMES DR, OAK FOREST, IL 60452-2836
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jun 12, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Sep 10, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Feb 28, 2020	Deed of Trust, Mortgage · FHA Mortgage NOVUS HM MTG
Nov 20, 2018	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 27, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2018 · Amount on Record
Deed Sale	Nov 20, 2018 · Amount on Record
Prior Sale	Dec 27, 2017 · Amount on Record
Deed Document Number	201813043
Prior Transfer Date	Aug 12, 1998
Prior Transfer Doc	0000000810
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5643 JAMES DR, OAK FOREST, IL 60452
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 JAMES DR, OAK FOREST, IL 60452-2836

Mortgage

Document Number	0001006133
Date	Jan 10, 2022
Instrument	2201006133

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Mar 1, 2050

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5643 JAMES DR, OAK FOREST, IL 60452
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 JAMES DR, OAK FOREST, IL 60452-2836

Mortgage

Document Number	0016328001
Date	Jun 12, 2023
Instrument	2316328001

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Mar 1, 2050

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5643 JAMES DR, OAK FOREST, IL 60452
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 JAMES DR, OAK FOREST, IL 60452-2836

Mortgage

Document Number	0025424698
Date	Sep 10, 2024
Instrument	2425424698

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5643 JAMES DR, OAK FOREST, IL 60452
Document Number	2006928037
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5645 JAMES DR OAK FOREST IL 604522836, OAK FOREST, IL 60452-2836

Mortgage

Document Number	2006928037
Date	Mar 9, 2020
Instrument	6928037

Lender

Name	NOVUS HM MTG
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Interest

Rate Type	Fixed Rate
Rate	4.5%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 20, 2018
Property Address	5643 JAMES DR, OAK FOREST, IL 60452
Document Number	1832413043
Instrument Date	Nov 9, 2018
Instrument	32413043
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5645 JAMES DR OAK FOREST IL 604522836, OAK FOREST, IL 60452-2836

Mortgage

Document Number	1832413044
Date	Nov 20, 2018
Instrument	32413044

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2048

Interest

Rate	5.87%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Dec 27, 2017
Property Address	5643 JAMES DR, OAK FOREST, IL 60452
Document Number	1736118024
Instrument Date	Dec 21, 2017
Instrument	36118024
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$132.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14508 S STIRRUP CT HOMER GLEN IL 604919297, HOMER GLEN, IL 60491-9297

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Oak Forest City
Elementary School District	Arbor Park School District 145 (PK - 08)
Secondary School District	Bremen Community High School District 228 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,001 (+32.64%) Land $3,200 Building $17,801	$210,010 (+32.64%) Land $32,000 Building $178,010
2023	$6,395.00 (+10.6%)
2022	$5,782.00 Homeowner's exemption	$15,833 Land $2,844 Building $12,989	$158,330 Land $28,440 Building $129,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK FOREST serves 27,478 people · EPA ID IL0312190
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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