Frederick County property record for 5646 S Renn Rd, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,016 sqft · built 1984 |
| Lot Size | 4.01 acres (175,111 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $118,000 (Jun 1984) |
| Tax Bill | $5,532 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-441098 |
| Primary APN | 23-441098 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 175,111 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 441098 |
|---|---|
| Street Address | 5646 S RENN RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 310 A SEC 3 PLAT 2 4.028 ACRES WEST FREDERICK HIGHLANDS |
| Legal Subdivision | WEST FREDERICK HIGHLANDS |
| Legal Lot Number | 310 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 752303 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5646 S RENN RD, FREDERICK, MD 21703-7437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 1984 · Amount on Record |
| Deed Sale | Jun 18, 1984 · Amount on Record |
| Deed Book / Page | 1242 / 614 |
| Last Transfer Date | Apr 23, 2014 |
| Transfer Doc | 0100270078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5646 S RENN RD, FREDERICK, MD 21703-7437 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 5646 S RENN RD, FREDERICK, MD 21703-7437 |
| Document Number | 0175370061 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 17537/61 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $495,500 (+12.44%) Land $164,500 Building $331,000 | $495,500 (-) Land $164,500 Building $331,000 | |
| 2025 | $5,532.00 (+14.77%) | $440,667 (+33.13%) | $495,500 (+49.7%) Land $164,500 Building $331,000 |
| 2024 | $4,820.00 (+19.69%) | ||
| 2023 | $4,027.00 | $331,000 Land $121,000 Building $210,000 | $331,000 Land $121,000 Building $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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